Levy County property record for 489 1st St, Cedar Key, FL 32625
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,162 sqft · built 1930 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Company Name on Record |
| Flood Zone | Zone AE (high risk) |
| APN | 0850800000 |
| Primary APN | 0850800000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Building Area | 3,162 sqft Total Area |
| 1st Floor Area | 5,856 sqft |
| Upper Floors Area | 1,736 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 24,829 sqft (0.569 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Garage Area | 3,986 sqft |
| Deck Area | 186 sqft |
|---|---|
| Canopy | 282 sqft |
| Storage Building | 64 sqft |
| Pole Barn | 390 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Other |
| Old Parcel Number | 3215130850800000 |
|---|---|
| Street Address | 489 1ST ST |
| City | CEDAR KEY |
| State | FL |
| Zip | 32625 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | 32-15-13 CEDAR KEY BLK 2 LOTS 8 THRU 17 |
| Legal Range | 13E |
| Legal Township | 15S |
| Legal Section | 32 |
| Legal Subdivision | CEDAR KEY |
| Legal Block | 2 |
| Legal Lot Number | 8-17 9 |
| Jurisdiction | LEVY FL |
| Township / Civil Division | CEDAR KEY-YANKEETOWN |
| Census Block Group | 1 |
| Census Block | 1184 |
| Census Tract | 970400 |
Source: Levy County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 339, CEDAR KEY, FL 32625-0339 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Levy County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Levy County |
| Municipality | Cedar Key City |
| Unified School District | Levy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,394,045 (-7.1%) Land $750,000 Building $644,045 | $1,394,045 (-7.1%) Land $750,000 Building $644,045 | |
| 2023 | Additional exemption filed | $1,500,632 | $1,500,632 Land $750,000 Building $750,632 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 378 units insured incl. 192 condo units |
| Nearby Flood Claims | 614 (1983–2024) |
| Claims Outside the SFHA | 1 of 614 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR KEY WTP serves 735 people · EPA ID FL2380178 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fiber by Central Florida Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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