5089 Silver Trace Ln, Denver, NC 28037 Property Records

Lincoln County property record for 5089 Silver Trace Ln, Denver, NC 28037

Property Summary

Property Type	Vacant Land
Lot Size	0.078 acres (3,441 sqft)
Owner	Individual on Record
Last Sale	$598,000 (Apr 2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`4604-81-7998`

Property Details

APN / Parcel Number

Primary APN	`4604-81-7998`
Alternative APNs	`106459` `262520`

Exterior

Lot Area	3,441 sqft (0.078 acres)

Location & Zoning

Account Number	262520
Street Address	5089 SILVER TRACE LN
City	DENVER
State	NC
Zip	28037-9003
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PD-R CU
Legal Description	CITY/MUNI/TWP:CATAWBA SPRINGS MAP REF:4604-20
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2008
Census Tract	71102

Owner

Source: Lincoln County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	5089 SILVER TRACE LN, DENVER, NC 28037-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Apr 1, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Deed Document Number	678725
Deed Book / Page	3314 / 891
Record Updated	Jun 7, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 1, 2024
Property Address	5089 SILVER TRACE LN, DENVER, NC 28037-9003
Document Number	0003314891
Book / Page	3314 / 891
Map Reference	MB 24 PG 27
Instrument Date	Mar 29, 2024
Instrument	678725
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9007, GREENSBORO, NC 27429-0007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5089 SILVER TRACE LN, DENVER, NC 28037-9003

Mortgage

Document Number	0000678726
Date	Apr 1, 2024
Instrument	678726

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0003314893
Date	Apr 1, 2024
Book Page	3314/893
Instrument	678726

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 1, 2024
Property Address	5089 SILVER TRACE LN, DENVER, NC 28037-9003
Document Number	0003314891
Book / Page	3314 / 891
Map Reference	MB 24 PG 27
Instrument Date	Mar 29, 2024
Instrument	678725
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Tax	$1,196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9007, GREENSBORO, NC 27429-0007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5089 SILVER TRACE LN, DENVER, NC 28037-9003

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Silver Trace Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures