Lincoln County property record for 5051 Silver Trace Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,669 sqft · built 2025 |
| Lot Size | 0.077 acres (3,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $554,500 (Mar 2026) |
| Tax Bill | $1,631 (2026) |
| Deeds & Mortgages | Dec 2025 Construction Loan Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-82-5200 |
| Primary APN | 4604-82-5200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,669 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Custom Design |
| Lot Area | 3,354 sqft (0.077 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 315998 |
|---|---|
| Street Address | 5051 SILVER TRACE LN |
| City | DENVER |
| State | NC |
| Zip | 28037-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #77 LT SPRINGS AT |
| Legal Subdivision | SPRINGS AT WESTPORT |
| Legal Lot Number | 77 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 71202 |
5051 Silver Trace Ln is owned and occupied by an individual who bought it in March 2026.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5051 SILVER TRACE LN, DENVER, NC 28037-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK |
| Mar 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage MPIRE FINANCIAL GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on File |
| Deed Sale | Mar 13, 2026 · Amount on File |
| Deed Document Number | 2026706726 |
| Deed Book / Page | 3485 / 588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 5051 SILVER TRACE LN, DENVER, NC 28037-9003 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1400 BATTLEGROUND AVE 124, 124, GREENSBORO, NC 27408-8030 |
| Document Number | 0003463425 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 3463/425 |
| Instrument | 703153 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 13, 2026 |
| Property Address | 5051 SILVER TRACE LN, DENVER, NC 28037-9003 |
| Document Number | 0003485588 |
| Book / Page | 3485 / 588 |
| Map Reference | MB 24 PG 27 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 706726 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,109.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9007, DENVER, NC 28037 |
| Name | Verified Name |
|---|---|
| Address | 5051 SILVER TRACE LANE, GREENSBORO, NC 27429 |
| Document Number | 0000706727 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 706727 |
| Name | MPIRE FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 5051 Silver Trace Ln was $1,631, up 294.9% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,631.00 (+294.92%) | $246,936 (+261.02%) Land $80,400 Building $166,536 | $246,936 (+261.02%) Land $80,400 Building $166,536 |
| 2025 | $413.00 | $68,400 Land $68,400 | $68,400 Land $68,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5051 Silver Trace Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5051 Silver Trace Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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