5086 River Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 5086 River Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Dec 2018)
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-2N-23-0000-0010-0080`

Property Details

APN / Parcel Number

Primary APN	`23-2N-23-0000-0010-0080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,836 sqft Heated Area
Gross Area	2,301 sqft
1st Floor Area	1,064 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Masonite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	128 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5086 RIVER RD
City	HILLIARD
State	FL
Zip	32046-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT NE1/4 OF SE1/4 IN OR 2244/1772
Legal Range	23E
Legal Township	02N
Legal Section	23
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1014
Census Tract	50508

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5086 RIVER RD, HILLIARD, FL 32046-5520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHEASTERN BANK
Dec 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	201845039246
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	5086 RIVER RD, HILLIARD, FL 32046-5520
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024951148
Date	Sep 10, 2021
Book Page	2495/1148
Instrument	202145033910

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	5086 RIVER RD, HILLIARD, FL 32046-5520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5086 RIVER RD, HILLIARD, FL 32046-5520

Mortgage

Document Number	0023970617
Date	Oct 2, 2020
Book Page	2397/617
Instrument	202045031563

Lender

Name	SOUTHEASTERN BANK
Type	Bank
Address	HILLIARD, FL 32046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Sep 25, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 21, 2018
Property Address	5086 RIVER RD, HILLIARD, FL 32046-5520
Document Number	0022441772
Book / Page	002244 / 001772
Instrument Date	Dec 16, 2018
Instrument	45039246
Transaction Type	Transfer
Record Updated	Jan 21, 2019

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5086 RIVER RD HILLIARD FL 320465520, HILLIARD, FL 32046-5520

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,782.00 (+1.37%) Homeowner's exemption	$286,721 (+2.9%)	$358,386 (+8.76%) Land $45,000 Building $313,386
2024	$3,731.00 (+1.36%) Homeowner's exemption	$278,640 (+3%)	$329,507 (+21.75%) Land $30,000 Building $299,507
2023	$3,681.00 (+10.34%) Homeowner's exemption	$270,524 (+3%)	$270,650 (-1.63%) Land $30,000 Building $240,650
2022	$3,336.00 Homeowner's exemption	$262,645	$275,137 Land $27,000 Building $248,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T.

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