5086 Gold Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5086 Gold Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,352 sqft · built 1974
Lot Size	0.569 acres (24,800 sqft)
Owner	2 Company Names on Record
Last Sale	$350,500 (Dec 2013)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-320-09-00`

Property Details

APN / Parcel Number

Primary APN	`122-320-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	24,800 sqft (0.569 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5086 GOLD DR
City	OCEANSIDE
State	CA
Zip	92057-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 505 TR 007687
Legal Subdivision	MESA MARGARITA
Legal Tract	007687
Legal Block	2
Legal Lot Number	505
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18620

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5086 GOLD DR, OCEANSIDE, CA 92057-3722
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Intrafamily Transfer, Transfer
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	2013731923
Last Transfer Date	Mar 12, 2024
Transfer Doc	0000069264
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2024
Property Address	5086 GOLD DR, OCEANSIDE, CA 92057-3722
Document Number	0000069264
Map Reference	MAP 7687
Instrument Date	Mar 12, 2024
Instrument	2024-0069264
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5086 GOLD DR, OCEANSIDE, CA 92057-3722

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5086 GOLD DR, OCEANSIDE, CA 92057-3722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000343798
Date	Jun 30, 2020
Instrument	2020-0343798

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,870 (+2%) Land $300,503 Building $137,367
2025	$4,849.00 (+5.18%)	$429,285 (+4.04%) Land $294,611 Building $134,674
2023	$4,610.00 (+1.54%)	$412,618 Land $283,172 Building $129,446
2022	$4,540.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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