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5079 Gold Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5079 Gold Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,352 sqft · built 1974
Lot Size0.204 acres (8,900 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Mar 2014)
Tax Bill$4,152 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN122-320-53-00

Property Details

APN / Parcel Number

Primary APN122-320-53-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,352 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area8,900 sqft (0.204 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5079 GOLD DR
CityOCEANSIDE
StateCA
Zip92057-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 515 TR 007687
Legal SubdivisionMESA MARGARITA
Legal Tract007687
Legal Block2
Legal Lot Number515
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract18620

Owner

Source: San Diego County records · APN 122-320-53-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5079 GOLD DR, OCEANSIDE, CA 92057-3721
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
SIWELL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2014 · Amount on Record
Deed SaleMar 10, 2014 · Amount on Record
Prior SaleJan 07, 2009 · Amount on Record
Deed Document Number201493691
Last Transfer DateSep 13, 2015
Transfer Doc0000606710
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5079 GOLD DR, OCEANSIDE, CA 92057-3721
Transaction TypeMortgage
Record UpdatedOct 29, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5079 GOLD DR, OCEANSIDE, CA 92057-3721
InvestorPossibly a Property Investor

Mortgage

Document Number0000292732
DateOct 20, 2025
Instrument2025-0292732
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 11, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5079 GOLD DR, OCEANSIDE, CA 92057-3721
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5079 GOLD DR, OCEANSIDE, CA 92057-3721

Mortgage

Document Number0000334165
DateApr 30, 2021
Instrument2021-0334165
Lender
NameSIWELL INC
TypeNon-Lending Institution
AddressLUBBOCK, TX 79413
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$381,351 (+2%) Land $208,010 Building $173,341
2025$4,152.00 (+5.27%) Homeowner's exemption$373,875 (+4.04%) Land $203,932 Building $169,943
2023$3,944.00 (+1.57%) Homeowner's exemption$359,359 Land $196,014 Building $163,345
2022$3,883.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 504 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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