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5085 Cascade Way, Unit 102, Oceanside, CA 92057 Property Records

San Diego County property record for 5085 Cascade Way, Unit 102, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,132 sqft · built 2013
Lot Size0.613 acres (26,697 sqft)
Owner2 Individual Names on Record
Tax Bill$6,520 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN157-040-82-04

Property Details

APN / Parcel Number

Primary APN157-040-82-04

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,132 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleCondo/Apartment
Lot Area26,697 sqft (0.613 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5085 CASCADE WAY, 102
CityOCEANSIDE
StateCA
Zip92057-7879
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCN
Legal DescriptionLOT 1 US 36PER DOC13-0130315&UND INT IN PHASE 9 TR 015767
Legal SubdivisionNORTH RIVER VILLAGE
Legal Tract015767
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1038
Census Tract18612

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5085 CASCADE WAY, 102, OCEANSIDE, CA 92057-7879
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Intrafamily Transfer, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 12, 2024Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 21, 2019Deed of Trust, Mortgage · VA Mortgage
LADERA LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2025
Deed SaleNov 20, 2025
Prior SaleJan 12, 2024 · Amount on Record
Deed Document Number2025329440
Prior Transfer DateNov 13, 2025
Prior Transfer Doc0000329440
Record UpdatedSep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 20, 2025
Property Address5085 CASCADE WAY UNIT 102, 102, OCEANSIDE, CA 92057-7879
Document Number0000329440
Map ReferenceMAP 15767
Instrument DateNov 13, 2025
Instrument2025-0329440
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5085 CASCADE WAY UNIT 102, 102, OCEANSIDE, CA 92057-7879

Mortgage

Document Number0000329441
DateNov 20, 2025
Instrument2025-0329441
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 12, 2024
Property Address5085 CASCADE WAY UNIT 102, 102, OCEANSIDE, CA 92057-7879
Document Number0000009554
Map ReferenceMAP 15767
Instrument DateDec 22, 2023
Instrument2024-0009554
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5085 CASCADE WAY UNIT 102, 102, OCEANSIDE, CA 92057-7879

Mortgage

Document Number0000009555
DateJan 12, 2024
Instrument2024-0009555
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5085 CASCADE WAY UNIT 102, 102, OCEANSIDE, CA 92057-7879
Document Number0000490001
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5085 CASCADE WAY #102 OCEANSIDE CA 920577879, 102, OCEANSIDE, CA 92057-7879

Mortgage

Document Number0000490001
DateOct 29, 2019
Instrument490001
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$591,985 (+2%) Land $257,643 Building $334,342
2025$6,520.00 (+95.21%)$580,379 (+94.02%) Land $252,592 Building $327,787
2023$3,340.00 (+1.55%)$299,139 Land $130,191 Building $168,948
2022$3,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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