5085 Cascade Way, Unit 101, Oceanside, CA 92057 Property Records

San Diego County property record for 5085 Cascade Way, Unit 101, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,372 sqft · built 2013
Lot Size	0.613 acres (26,697 sqft)
Owner	Individual Name on Record
Last Sale	$592,000 (Oct 2022)
Tax Bill	$6,917 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-040-82-03`

Property Details

APN / Parcel Number

Primary APN	`157-040-82-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,372 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	26,697 sqft (0.613 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5085 CASCADE WAY, 101
City	OCEANSIDE
State	CA
Zip	92057-7879
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CN
Legal Description	LOT 1 US 35PER DOC13-0130315&UND INT IN PHASE 9 TR 015767
Legal Subdivision	NORTH RIVER VILLAGE PH 9
Legal Tract	015767
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1038
Census Tract	18612

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5085 CASCADE WAY, 101, OCEANSIDE, CA 92057-7879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Grant Deed, Transfer · VA Mortgage NAVY FCU
May 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	May 10, 2013 · Amount on Record
Deed Document Number	2022399910
Record Updated	Sep 20, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2022
Property Address	5085 CASCADE WAY UNIT 101, 101, OCEANSIDE, CA 92057-7879
Document Number	0000399910
Map Reference	MAP 15767
Instrument Date	Sep 30, 2022
Instrument	2022-0399910
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5085 CASCADE WAY UNIT 101, 101, OCEANSIDE, CA 92057-7879

Mortgage

Document Number	0000399911
Date	Oct 14, 2022
Instrument	2022-0399911

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5085 CASCADE WAY UNIT 101, 101, OCEANSIDE, CA 92057-7879
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5085 CASCADE WAY, OCEANSIDE, CA 92057-7879

Mortgage

Document Number	0000371929
Date	May 14, 2021
Instrument	2021-0371929

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	266 Months
Due	Jul 1, 2043

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,232 (+2%) Land $273,493 Building $354,739
2025	$6,917.00 (+5.17%)	$615,915 (+4.04%) Land $268,131 Building $347,784
2023	$6,577.00 (+69.51%)	$592,000 Land $257,720 Building $334,280
2022	$3,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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