Boone County property record for 5083 Loch Dr, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,172 sqft · built 2021 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,163 (Aug 2021) |
| Tax Bill | $5,776 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051.00-15-061.00 |
| Primary APN | 051.00-15-061.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,172 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5083 LOCH DR |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-1493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 SEC 1 PH 3 BALLYSHANNON |
| Legal Subdivision | BALLYSHANNON SUBDIVISION |
| Legal Phase | 3 |
| Legal Lot Number | 61 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 70318 |
5083 Loch Dr is owned and occupied by two individuals who bought it in August 2021.
Source: Boone County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5083 LOCH DR, UNION, KY 41091-1493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Feb 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on File |
| Deed Sale | Aug 25, 2021 · Amount on File |
| Prior Sale | Feb 12, 2021 · Amount on File |
| Deed Document Number | 2021845831 |
| Deed Book / Page | 1172 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Aug 25, 2021 |
| Property Address | 5083 LOCH DR, UNION, KY 41091-1493 |
| Document Number | D1172/239 |
| Book / Page | D1172 / 239 |
| Map Reference | CAB 6 PG 123 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 845831 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 3940, EDGEWOOD, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5083 LOCH DR, UNION, KY 41091-1493 |
| Document Number | 845832 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 845832 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Feb 12, 2021 |
| Property Address | 5083 LOCH DR, UNION, KY 41091-1493 |
| Document Number | D1160/146 |
| Book / Page | D1160 / 146 |
| Map Reference | CAB 6 PG 123 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 826278 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 3940, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5083 Loch Dr was $5,776.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,776.00 | $510,200 Land $75,800 Building $434,400 | |
| 2024 | $510,200 (-) Land $75,800 Building $434,400 | ||
| 2023 | $5,881.00 (+2.67%) | $510,200 (-) Land $75,800 Building $434,400 | $510,200 (-) Land $75,800 Building $434,400 |
| 2022 | $5,728.00 | $510,200 Land $75,800 Building $434,400 | $510,200 Land $75,800 Building $434,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5083 Loch Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5083 Loch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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