Boone County property record for 5072 Loch Dr, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,177 sqft · built 2017 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,960 (May 2017) |
| Tax Bill | $4,255 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051.00-15-019.00 |
| Primary APN | 051.00-15-019.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,177 sqft Finished Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 10,237 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5072 LOCH DR |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-1485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 SEC 1 PH 2B BALLYSHANNON |
| Legal Subdivision | BALLYSHANNON SUB SEC 1 PH 2B |
| Legal Phase | 2B |
| Legal Lot Number | 19 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 70318 |
5072 Loch Dr is owned and occupied by two individuals who bought it in May 2017.
Source: Boone County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5072 LOCH DR, UNION, KY 41091-1485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| May 1, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2017 · Amount on File |
| Deed Sale | May 1, 2017 · Amount on File |
| Prior Sale | Dec 22, 2016 · Amount on File |
| Deed Document Number | 2017725758 |
| Deed Book / Page | 1088 / 534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 5072 LOCH DR, UNION, KY 41091-1485 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 5072 LOCH DR, UNION, KY 41091-1485 |
| Document Number | M4480/96 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | M4480/96 |
| Instrument | 840011 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | May 1, 2017 |
| Property Address | 5072 LOCH DR, UNION, KY 41091-1485 |
| Document Number | D1088/534 |
| Book / Page | D1088 / 534 |
| Map Reference | CAB 5 SL 799 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 725758 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 100, 3940, ERLANGER, KY 41018-1025 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5072 LOCH DR, UNION, KY 41091-1485 |
| Document Number | 725759 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 725759 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2032 |
The 2025 property tax bill for 5072 Loch Dr was $4,255.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,255.00 | $374,100 Land $65,000 Building $309,100 | |
| 2024 | $374,100 (+5.68%) Land $65,000 Building $309,100 | ||
| 2023 | $4,103.00 (+3.25%) | $354,000 (-) Land $67,700 Building $286,300 | $354,000 (-) Land $67,700 Building $286,300 |
| 2022 | $3,974.00 | $354,000 Land $67,700 Building $286,300 | $354,000 Land $67,700 Building $286,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5072 Loch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5072 Loch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures