5081 Main St, Gibson, NC 28343 Property Records

Scotland County property record for 5081 Main St, Gibson, NC 28343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1991
Lot Size	0.672 acres (29,260 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jul 2017)
Tax Bill	$1,989 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040172 06018`

Property Details

APN / Parcel Number

Primary APN	`040172 06018`
Alternative APN	`904351`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Heated Area
Gross Area	2,164 sqft
1st Floor Area	1,626 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,260 sqft (0.672 acres)
Lot Dimensions	209 ft deep x 140 ft wide
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	904351
Street Address	5081 MAIN ST
City	GIBSON
State	NC
Zip	28343-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	FROM T F STUART
Jurisdiction	SCOTLAND NC
Township / Civil Division	WILLIAMSON
Census Block Group	1
Census Block	1052
Census Tract	10501

Owner

5081 Main St is owned and occupied by an individual who bought it in July 2017.

Source: Scotland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5081 MAIN ST, GIBSON, NC 28343-8821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Nov 10, 2005 · Amount on File
Deed Document Number	20171819
Deed Book / Page	1552 / 172
Prior Transfer Date	Nov 1, 2005
Prior Transfer Doc	1021/101
Record Updated	Oct 29, 2026

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTLAND NC
Recording Date	Jul 12, 2017
Property Address	5081 MAIN ST, GIBSON, NC 28343-8821
Document Number	1552/172
Book / Page	1552 / 172
Map Reference	MB8 PG422
Instrument Date	Jul 10, 2017
Instrument	2017-00001819
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 MORRISON LN, 704, LAURINBURG, NC 28352-4221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 MAIN ST, GIBSON, NC 28343-8821

Mortgage

Document Number	201700001820
Date	Jul 12, 2017
Instrument	2017-00001820

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.6%

Tax Assessment & Valuation

The 2026 property tax bill for 5081 Main St was $1,989, up 1.3% from the year before.

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Municipality	Gibson Town
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,989.00 (+1.27%)	$158,930 (+43.15%) Land $8,500 Building $150,430	$158,930 (+43.15%) Land $8,500 Building $150,430
2025	$1,964.00	$111,020 Land $7,890 Building $103,130	$111,020
2023		$111,020 (-) Land $7,890 Building $103,130	$111,020 (-)
2022	$1,909.00	$111,020 Land $7,890 Building $103,130	$111,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5081 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5081 Main St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GIBSON serves 589 people · EPA ID NC0383015
Water Source	Purchased groundwater from SCOTLAND CO WATER-SOUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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