5010 Main St, Gibson, NC 28343 Property Records

Scotland County property record for 5010 Main St, Gibson, NC 28343

Property Summary

Property Type	Townhouse
Details	4,045 sqft · built 1997
Lot Size	0.28 acres (12,222 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2017)
Tax Bill	$3,228 (2022)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040170 0400101`

Property Details

APN / Parcel Number

Primary APN	`040170 0400101`
Alternative APN	`904338`

Interior

Plumbing Fixtures	30 Plumbing Fixtures
Units	4 Units
Stories	2 Stories
Building Area	4,045 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,222 sqft (0.28 acres)
Lot Dimensions	126 ft deep x 97 ft wide
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	904338
Street Address	5010 MAIN ST
City	GIBSON
State	NC
Zip	28343-8866
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	HC
Legal Description	CNR MAIN & LIVINGSTON ST
Jurisdiction	SCOTLAND NC
Township / Civil Division	WILLIAMSON
Census Block Group	1
Census Block	1064
Census Tract	10501

Owner

Source: Scotland County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5010 MAIN ST APT A, A, GIBSON, NC 28343-8867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage CAPE FEAR FARM CREDIT ACA
Jul 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage LIVE OAK BANKING COMPANY
Jul 7, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	155224
Deed Book / Page	1552 / 24
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Property Address	5010 MAIN ST, GIBSON, NC 28343-8866
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1728/171
Date	Sep 2, 2021
Book Page	1728/171
Instrument	2021-00002529

Lender

Name	CAPE FEAR FARM CREDIT ACA
Type	Bank
Address	RAEFORD, NC 28376

Agreement

Amount	Amount Recorded
Term	168 Months
Due	Sep 1, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Property Address	5010 MAIN ST, GIBSON, NC 28343-8866
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1590/303
Date	Jul 27, 2018
Book Page	1590/303
Instrument	2018-00001682

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Jul 7, 2017
Property Address	5010 MAIN ST, GIBSON, NC 28343-8866
Document Number	1552/024
Book / Page	1552 / 024
Instrument Date	Jul 7, 2017
Instrument	2017-00001785
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14820 SNEADTOWN RD, 14820, LAURINBURG, NC 28352-7430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 MAIN ST, GIBSON, NC 28343-8866

Mortgage

Document Number	1552/027
Date	Jul 7, 2017
Book Page	1552/027
Instrument	2017-00001786

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Municipality	Gibson Town
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$180,130 (-) Land $6,840 Building $173,290	$180,130 (-)
2022	$3,228.00	$180,130 Land $6,840 Building $173,290	$180,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GIBSON serves 589 people · EPA ID NC0383015
Water Source	Purchased groundwater from SCOTLAND CO WATER-SOUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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