5080 Co Rd 232, Fulton, MO 65251 Property Records

Callaway County property record for 5080 Co Rd 232, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,600 sqft · built 1970
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (May 2016)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03.0-05.0-00-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`14-03.0-05.0-00-000-005.000`
Alternative APN	`1403005000000000000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,528 sqft
Basement Area	1,528 sqft
Finished Basement	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft
Deck Area	556 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1403005000000005000
Street Address	5080 COUNTY ROAD 232
City	FULTON
State	MO
Zip	65251-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SW
Jurisdiction	CALLAWAY MO
Township / Civil Division	BOURBON
Census Block Group	3
Census Block	3013
Census Tract	70500

Owner

5080 Co Rd 232 is owned and occupied by two individuals who bought it in May 2016.

Source: Callaway County records, as of January 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5080 COUNTY ROAD 232, FULTON, MO 65251-3533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2016 · Amount on File
Deed Sale	May 17, 2016 · Amount on File
Deed Document Number	0000459609
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5080 COUNTY ROAD 232, FULTON, MO 65251-3533
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248/85
Date	Dec 14, 2021
Book Page	248/85
Instrument	202109195

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5080 COUNTY ROAD 232, FULTON, MO 65251-3533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900003
Date	Jan 2, 2019
Instrument	201900003

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5080 Co Rd 232 was $1,618, down 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,618.00 (-0.06%)	$26,471 (-)	$139,320 (-)
2024	$1,619.00 (+0.56%)	$26,471 (-)	$139,320 (-)
2023	$1,610.00 (+1.83%)	$26,471 (+1.83%)	$139,320
2022	$1,581.00	$25,996 Land $1,900 Building $24,096
2021			$136,820 Land $10,000 Building $126,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5080 Co Rd 232 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5080 Co Rd 232 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 232

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