5069 Co Rd 232, Fulton, MO 65251 Property Records

Callaway County property record for 5069 Co Rd 232, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,520 sqft · built 1996
Lot Size	4.19 acres (182,516 sqft)
Owner	Individual Name on File
Tax Bill	$2,352 (2023)
Deeds & Mortgages	May 2018 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03.0-05.0-00-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`14-03.0-05.0-00-000-006.000`
Alternative APN	`1403005000000000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	1,520 sqft
Finished Basement	767 sqft

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	182,516 sqft (4.19 acres)
Garage Type	Mixed
Garage Area	1,436 sqft
Carport	Carport
Carport Area	144 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft
Lean-To	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1403005000000006000
Street Address	5069 COUNTY ROAD 232
City	FULTON
State	MO
Zip	65251-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW PT NE SW
Jurisdiction	CALLAWAY MO
Township / Civil Division	BOURBON
Census Block Group	3
Census Block	3013
Census Tract	70500

Owner

5069 Co Rd 232 is owned and occupied by an individual who acquired it in September 2018.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5069 COUNTY ROAD 232, FULTON, MO 65251-3535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage CALLAWAY BANK
Sep 24, 2018	Deed of Trust, Mortgage · ARM MID AMERICA MORTGAGE
Sep 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018
Deed Sale	Sep 24, 2018
Deed Document Number	201806360
Deed Book / Page	475 / 53
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5069 COUNTY ROAD 232, FULTON, MO 65251-3535
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000672
Date	May 25, 2018
Book Page	0000000240/0000000672
Instrument	201803205

Lender

Name	CALLAWAY BANK

Agreement

Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	5069 COUNTY ROAD 232, FULTON, MO 65251-3535
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000241/0000000256
Date	Sep 24, 2018
Book Page	0000000241/0000000256
Instrument	201806361

Lender

Name	MID AMERICA MORTGAGE

Agreement

Type	ARM
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 24, 2020

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Sep 24, 2018
Property Address	5069 COUNTY ROAD 232, FULTON, MO 65251-3535
Document Number	475/53
Book / Page	475 / 53
Instrument Date	Sep 19, 2018
Instrument	201806360
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 140, KINGDOM CITY, MO 65262-0140

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,168 (-)	$206,150 (-)
2024		$39,168 (+1.26%)	$206,150 (+1.26%)
2023	$2,352.00 (+1.2%)	$38,680 (+1.24%)	$203,580
2022	$2,324.00	$38,205 Land $2,388 Building $35,817
2021			$201,080 Land $12,570 Building $188,510
2015	$1,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5069 Co Rd 232 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5069 Co Rd 232 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 232

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