508 Twain Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 508 Twain Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,126 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2020)
Tax Bill	$5,326 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T020300610`

Property Details

APN / Parcel Number

Primary APN	`T020300610`
Alternative APN	`2-0050-8879-00-0065.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,126 sqft Living Area
Gross Area	5,286 sqft
1st Floor Area	2,336 sqft
Basement Area	2,288 sqft
Finished Basement	1,790 sqft
Unfinished Basement	498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	91 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T020300610
Street Address	508 TWAIN LN
City	O FALLON
State	MO
Zip	63366-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #5 LOT 65
Legal Subdivision	VLGS AT WALDON POND #5
Legal Lot Number	65
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3006
Census Tract	311802

Owner

508 Twain Ln is owned and occupied by two individuals who acquired it in November 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	508 TWAIN LN, O FALLON, MO 63366-7437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 17, 2022	Beneficiary Deed, Transfer
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
May 13, 2019	Deed of Trust, Mortgage RICHARD C ROLLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Nov 2, 2011 · Amount on File
Deed Document Number	2020169950
Deed Book / Page	7251 / 2368
Last Transfer Date	Nov 16, 2022
Transfer Doc	0000061923
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	508 TWAIN LN, O FALLON, MO 63366-7437
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 TWAIN LN, O FALLON, MO 63366-7437

Mortgage

Document Number	0000058726
Date	Dec 31, 2025
Instrument	2025R-058726

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 10, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	508 TWAIN LN, O FALLON, MO 63366-7437
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 TWAIN LN, O FALLON, MO 63366-7437

Mortgage

Document Number	0000030882
Date	Jun 1, 2022
Instrument	2022R-030882

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

November 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 17, 2022
Property Address	508 TWAIN LN, O FALLON, MO 63366-7437
Document Number	0000061923
Map Reference	MB 39 PG 4
Instrument Date	Nov 16, 2022
Instrument	2022R-061923
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 TWAIN LN, O FALLON, MO 63366-7437

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 20, 2020
Property Address	508 TWAIN LN, O FALLON, MO 63366-7437
Document Number	0072512368
Book / Page	7251 / 2368
Map Reference	MB 39 PG 4
Instrument Date	Mar 16, 2020
Instrument	20200320000169950
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 MATADOR CT, 37, SAINT PETERS, MO 63376-4105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 TWAIN LN, O FALLON, MO 63366-7437

Mortgage

Document Number	20200320000169960
Date	Mar 20, 2020
Instrument	20200320000169960

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	508 TWAIN LN, O FALLON, MO 63366-7437
Document Number	0071140918
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 TWAIN LN O FALLON MO 633667437, O FALLON, MO 63366-7437

Mortgage

Document Number	0071140918
Date	Jul 30, 2019
Book Page	007114/000918
Instrument	394180

Lender

Name	RICHARD C ROLLE
Address	1641 3RD AVE # 6H, NEW YORK, NY 10128-3698

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 508 Twain Ln was $5,326, up 7.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,121 (-)	$437,477 (-) Land $80,000 Building $357,477
2025	$5,326.00 (+7.75%)	$83,121	$437,477 Land $80,000 Building $357,477
2024	$4,943.00
2023		$74,894
2022			$394,179 Land $55,000 Building $339,179

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 508 Twain Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Twain Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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