502 Twain Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 502 Twain Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,980 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$294,900 (Nov 2019)
Tax Bill	$4,949 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T020300608`

Property Details

APN / Parcel Number

Primary APN	`T020300608`
Alternative APN	`2-0050-8879-00-0063.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,980 sqft Living Area
Gross Area	4,047 sqft
1st Floor Area	1,734 sqft
Basement Area	1,662 sqft
Finished Basement	1,246 sqft
Unfinished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	98 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T020300608
Street Address	502 TWAIN LN
City	O FALLON
State	MO
Zip	63366-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #5 LOT 63
Legal Subdivision	VLGS AT WALDON POND #5
Legal Lot Number	63
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3006
Census Tract	311802

Owner

502 Twain Ln is owned and occupied by two individuals who bought it in November 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 TWAIN LN, O FALLON, MO 63366-7437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage TOGETHER CU
Nov 6, 2019	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	May 10, 2007 · Amount on File
Deed Document Number	2019635490
Deed Book / Page	7177 / 1421
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	502 TWAIN LN, O FALLON, MO 63366-7437
Document Number	0000003371
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 TWAIN LN O FALLON MO 633667437, O FALLON, MO 63366-7437

Mortgage

Document Number	0000003371
Date	Jan 12, 2021
Instrument	3371

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 11, 2036

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 6, 2019
Property Address	502 TWAIN LN, O FALLON, MO 63366-7437
Document Number	0071771421
Book / Page	007177 / 001421
Instrument Date	Oct 29, 2019
Instrument	635490
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 TWAIN LN O FALLON MO 633667437, O FALLON, MO 63366-7437

Mortgage

Document Number	71771423
Date	Nov 6, 2019
Book Page	007177/001423
Instrument	635500

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 502 Twain Ln was $4,949.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,204 (-)	$406,337 (-) Building $406,337
2025	$4,949.00	$77,204	$406,337
2023		$70,177
2022			$369,350 Land $55,000 Building $314,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 502 Twain Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Twain Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twain Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures