508 Trudy Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 508 Trudy Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1964
Lot Size	0.215 acres (9,375 sqft)
Owner	Company Name on File
Last Sale	$1,233,210 (Sep 2023)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225180A000`

Property Details

APN / Parcel Number

Primary APN	`225180A000`
Alternative APN	`2-051B-4080-00-0110.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	648 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	225180A000
Street Address	508 TRUDY LN
City	O FALLON
State	MO
Zip	63366-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 110
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	110
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3004
Census Tract	311602

Owner

508 Trudy Ln is owned by a company that bought it in September 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	814 STONEWOOD BEND DR, LAKE SAINT LOUIS, MO 63367-4044
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Quit Claim Deed, Transfer · Commercial Mortgage CNB BANK & TRUST NA
Jun 23, 2023	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Jun 23, 2023	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Jun 23, 2023 · Amount on File
Deed Document Number	202339267
Prior Transfer Date	Sep 21, 2023
Prior Transfer Doc	0000039267
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2023
Property Address	508 TRUDY LN, O FALLON, MO 63366-1772
Document Number	0000039267
Map Reference	MB 7 PG 27
Instrument Date	Sep 21, 2023
Instrument	2023R-039267
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 STONEWOOD BEND DR, LAKE SAINT LOUIS, MO 63367-4044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 STONEWOOD BEND DR, LAKE SAINT LOUIS, MO 63367-4044

Mortgage

Document Number	0000039268
Date	Sep 25, 2023
Instrument	2023R-039268

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 23, 2023
Property Address	508 TRUDY LN, O FALLON, MO 63366-1772
Document Number	0000024508
Map Reference	MB 7 PG 27
Instrument Date	Jun 20, 2023
Instrument	2023R-024508
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 BROOK HOLLOW CT, O FALLON, MO 63366-4168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 TRUDY LN, O FALLON, MO 63366-1772

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Jun 23, 2023
Property Address	508 TRUDY LN, O FALLON, MO 63366-1772
Document Number	0000024507
Map Reference	MB 7 PG 27
Instrument Date	Jun 19, 2023
Instrument	2023R-024507
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

The 2025 property tax bill for 508 Trudy Ln was $2,389.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,926 (-)	$194,348 (-) Land $40,000 Building $154,348
2025	$2,389.00	$36,926	$194,348 Land $40,000 Building $154,348
2023		$35,281 (+24.87%)
2022	$2,028.00	$28,255	$185,689 (+24.87%) Land $40,000 Building $145,689
2021			$148,708 Land $40,000 Building $108,708

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 508 Trudy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 508 Trudy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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