503 Trudy Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 503 Trudy Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,643 sqft · built 1963
Lot Size	0.208 acres (9,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,950 (Feb 2023)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225060A000`

Property Details

APN / Parcel Number

Primary APN	`225060A000`
Alternative APN	`2-051B-4080-00-0106.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,643 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Finished Basement	755 sqft
Unfinished Basement	133 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,039 sqft (0.208 acres)
Lot Dimensions	131 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	225060A000
Street Address	503 TRUDY LN
City	O FALLON
State	MO
Zip	63366-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 106
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	106
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3003
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 TRUDY LN, O FALLON, MO 63366-1771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Feb 22, 2023	Quit Claim Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Aug 25, 2022	Warranty Deed, Transfer · Line of Credit BDS 44 LLC
Aug 25, 2022	Warranty Deed, Transfer NOT AVAILABLE, ETC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	20236490
Prior Transfer Date	Feb 16, 2023
Prior Transfer Doc	0000006490
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	503 TRUDY LN, O FALLON, MO 63366-1771
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 TRUDY LN, O FALLON, MO 63366-1771

Mortgage

Document Number	0000008011
Date	Feb 20, 2026
Instrument	2026R-008011

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 22, 2023
Property Address	503 TRUDY LN, O FALLON, MO 63366-1771
Document Number	0000006490
Map Reference	MB 7 PG 27-29
Instrument Date	Feb 16, 2023
Instrument	2023R-006490
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5030 TRUDY, OFALLON, MO 63366

Mortgage

Document Number	0000006491
Date	Feb 22, 2023
Instrument	2023R-006491

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 25, 2022
Property Address	503 TRUDY LN, O FALLON, MO 63366-1771
Document Number	0000047091
Map Reference	MB 7 PG 27-29
Instrument Date	Aug 19, 2022
Instrument	2022R-047091
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ETC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3201 S BRENTWOOD BLVD, SAINT LOUIS, MO 63119-1780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W SAINT JOSEPH AVE, O FALLON, MO 63366-1675
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047092
Date	Aug 25, 2022
Instrument	2022R-047092

Lender

Name	BDS 44 LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 25, 2022
Property Address	503 TRUDY LN, O FALLON, MO 63366-1771
Document Number	0000047086
Map Reference	MB 7 PG 27-29
Instrument Date	Aug 19, 2022
Instrument	2022R-047086
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, ETC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 TRUDY LN, SAINT PETERS, MO 63366-1771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 S BRENTWOOD BLVD, SAINT LOUIS, MO 63119-1780
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,775 (-)	$198,815 (-) Building $198,815
2025	$2,443.00	$37,775 (+13.55%)	$198,815 (+13.55%)
2023		$33,268
2022			$175,095 Land $40,000 Building $135,095

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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