Harford County property record for 508 Tern Ct, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,276 sqft · built 1992 |
| Lot Size | 0.457 acres (19,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Oct 1992) |
| Tax Bill | $2,803 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-047238 |
| Primary APN | 06-047238 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,276 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 19,928 sqft (0.457 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 047238 |
|---|---|
| Street Address | 508 TERN CT |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-4245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 395 19928 SF 508 TERN COURT GRACE HARBOUR P4 P 69/43 |
| Legal Subdivision | GRACE HARBOUR |
| Legal Lot Number | 395 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 6 |
| Census Block | 6011 |
| Census Tract | 306400 |
508 Tern Ct is owned and occupied by two individuals who bought it in October 1992.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 508 TERN CT, HAVRE DE GRACE, MD 21078-4245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 1992 · Amount on File |
| Deed Sale | Oct 28, 1992 · Amount on File |
| Prior Sale | May 19, 1992 · Amount on File |
| Deed Book / Page | 1878 / 330 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 508 Tern Ct was $2,803 with a homeowner's exemption, up 37.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,803.00 (+37.13%) Homeowner's exemption | $294,133 | $311,000 Land $94,900 Building $216,100 |
| 2025 | $2,044.00 Homeowner's exemption | ||
| 2023 | $250,967 | $260,400 Land $91,200 Building $169,200 | |
| 2022 | $1,896.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 508 Tern Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 508 Tern Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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