Harford County property record for 502 Tern Ct, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,838 sqft · built 1993 |
| Lot Size | 0.318 acres (13,865 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Mar 1996) |
| Tax Bill | $2,730 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-047017 |
| Primary APN | 06-047017 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,838 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,865 sqft (0.318 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 047017 |
|---|---|
| Street Address | 502 TERN CT |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-4245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 392 13865 SF 502 TERN COURT GRACE HARBOUR P3 P 73/43 |
| Legal Subdivision | GRACE HARBOUR |
| Legal Lot Number | 392 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 6 |
| Census Block | 6011 |
| Census Tract | 306400 |
502 Tern Ct is owned and occupied by two individuals who bought it in March 1996.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 502 TERN CT, HAVRE DE GRACE, MD 21078-4245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 1996 · Amount on File |
| Deed Sale | Mar 11, 1996 · Amount on File |
| Prior Sale | May 19, 1992 · Amount on File |
| Deed Document Number | 1996256 |
| Deed Book / Page | 2352 / 40 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 502 Tern Ct was $2,730, up 12.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,730.00 (+12.35%) | $286,467 | $302,200 Land $94,300 Building $207,900 |
| 2025 | $2,430.00 | ||
| 2023 | $248,600 | $255,000 Land $90,600 Building $164,400 | |
| 2022 | $2,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 502 Tern Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 502 Tern Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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