508 Spruce St, Inverness, FL 34452 Property Records

Citrus County property record for 508 Spruce St, Inverness, FL 34452 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,245 sqft · built 1986
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$211,500 (Apr 2022)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-21-0020-02300-055.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-21-0020-02300-055.0`
Alternative APNs	`2119S20E0020023000550` `1772834`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,213 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	330 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	247 sqft
Patio Area	112 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1772834
Old Parcel Number	2119S20E0020023000550
Street Address	508 SPRUCE ST
City	INVERNESS
State	FL
Zip	34452-6477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 55 & 56 BLK 230
Legal Range	20E
Legal Township	19S
Legal Section	20
Legal Subdivision	INVERNESS HIGHLANDS SOUTH
Legal Block	230
Legal Lot Number	55-56 56
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1030
Census Tract	451103

Owner

Source: Citrus County records · APN 20E-19S-21-0020-02300-055.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	508 SPRUCE ST, INVERNESS, FL 34452-6477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Dec 02, 2014 · Amount on Record
Deed Document Number	2022027179
Deed Book / Page	3274 / 1267
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 19, 2022
Property Address	508 SPRUCE ST, INVERNESS, FL 34452-6477
Document Number	0032741267
Book / Page	3274 / 1267
Map Reference	MB 3 PG 51-66
Instrument Date	Apr 07, 2022
Instrument	2022027179
Transaction Type	Transfer
Record Updated	May 04, 2022
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 SPRUCE ST, 508, INVERNESS, FL 34452-6477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 SPRUCE ST, INVERNESS, FL 34452-6477

Mortgage

Document Number	0032741269
Date	Apr 19, 2022
Instrument	3274/1269

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,393.00 (+6.91%) Homeowner's exemption Additional exemption filed	$177,316 (-4.08%) Land $7,760 Building $169,556	$177,316 (-4.08%) Land $7,760 Building $169,556
2024	$1,303.00 (+3.09%) Homeowner's exemption Additional exemption filed	$184,849 (+2.59%) Land $7,120 Building $177,729	$184,849 (+2.59%) Land $7,120 Building $177,729
2023	$1,264.00 (+106.87%) Homeowner's exemption Additional exemption filed	$180,184 (+28.13%) Land $6,400 Building $173,784	$180,184 (+28.13%) Land $6,400 Building $173,784
2022	$611.00 Homeowner's exemption Additional exemption filed	$140,623 Land $5,520 Building $135,103	$140,623 Land $5,520 Building $135,103

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.