Citrus County property record for 502 Spruce St, Inverness, FL 34452 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,137 sqft · built 1991 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (May 2019) |
| Tax Bill | $686 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02300-057.0 |
| Primary APN | 20E-19S-21-0020-02300-057.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,137 sqft Living Area |
| 1st Floor Area | 1,137 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1772842 |
|---|---|
| Old Parcel Number | 2119S20E0020023000570 |
| Street Address | 502 SPRUCE ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-6477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 57 & 58 BLK 230 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 230 |
| Legal Lot Number | 57-58 58 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 451103 |
Source: Citrus County records · APN 20E-19S-21-0020-02300-057.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 502 SPRUCE ST, INVERNESS, FL 34452-6477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 07, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2019 · Amount on Record |
| Deed Sale | May 07, 2019 · Amount on Record |
| Prior Sale | Oct 29, 2001 |
| Deed Document Number | 2019023157 |
| Deed Book / Page | 2974 / 0583 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 502 SPRUCE ST, INVERNESS, FL 34452-6477 |
| Document Number | 0030781892 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 502 SPRUCE ST INVERNESS FL 344526477, INVERNESS, FL 34452-6477 |
| Document Number | 0030781892 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 003078/001892 |
| Instrument | 39063 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 28, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 07, 2019 |
| Property Address | 502 SPRUCE ST, INVERNESS, FL 34452-6477 |
| Document Number | 0029740583 |
| Book / Page | 002974 / 000583 |
| Instrument Date | May 07, 2019 |
| Instrument | 23157 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $854.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 502 SPRUCE ST INVERNESS FL 344526477, INVERNESS, FL 34452-6477 |
| Document Number | 29740585 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 002974/000585 |
| Instrument | 23158 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2049 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $686.00 (+9.06%) Homeowner's exemption Additional exemption filed | $179,977 (-3.31%) Land $7,760 Building $172,217 | $179,977 (-3.31%) Land $7,760 Building $172,217 |
| 2024 | $629.00 (+0.8%) Homeowner's exemption Additional exemption filed | $186,130 (-0.54%) Land $7,120 Building $179,010 | $186,130 (-0.54%) Land $7,120 Building $179,010 |
| 2023 | $624.00 (+3.83%) Homeowner's exemption Additional exemption filed | $187,141 (+20.76%) Land $6,400 Building $180,741 | $187,141 (+20.76%) Land $6,400 Building $180,741 |
| 2022 | $601.00 Homeowner's exemption Additional exemption filed | $154,969 Land $5,520 Building $149,449 | $154,969 Land $5,520 Building $149,449 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174511031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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