Hamilton County property record for 508 Spears Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,212 sqft · built 1938 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Feb 2020) |
| Tax Bill | $1,073 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 135D B 018.01 |
| Primary APN | 135D B 018.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000387333 |
|---|---|
| Street Address | 508 SPEARS AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 49A NORTH CHATT LAND CO PB1 PG28 REV 48-336 REV 114-179 |
| Legal Subdivision | NORTH CHATT LAND CO |
| Legal Lot Number | 49 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 417 ROSEWOOD ST, CHATTANOOGA, TN 37405-4025 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Feb 3, 2020 | Warranty Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2020 · Amount on Record |
| Deed Sale | Feb 3, 2020 · Amount on Record |
| Prior Sale | Feb 3, 2020 · Amount on Record |
| Deed Document Number | 0203000068 |
| Deed Book / Page | 011896 / 000270 |
| Last Transfer Date | Dec 9, 2021 |
| Transfer Doc | 0000000150 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 9, 2021 |
| Property Address | 508 SPEARS AVE, CHATTANOOGA, TN 37405-3847 |
| Document Number | 0000000150 |
| Book / Page | 12765 / 262 |
| Map Reference | MB 114 PG 179 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021120900150 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 ROSEWOOD ST, CHATTANOOGA, TN 37405-4025 |
| Investor | Possibly a Property Investor |
| Document Number | 0012765265 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 12765/265 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 3, 2020 |
| Property Address | 508 SPEARS AVE, CHATTANOOGA, TN 37405-3847 |
| Document Number | 0203000068 |
| Book / Page | 011896 / 000270 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 200203000068 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $407.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6142 SHALLOWFORD RD #105 CHATTANOOGA TN 374217216, 105, CHATTANOOGA, TN 37421-7216 |
| Document Number | 203000069 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 011896/000273 |
| Instrument | 200203000069 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,073.00 (+47.19%) | $70,850 (+117.16%) | $283,400 (+117.16%) Land $125,000 Building $158,400 |
| 2024 | $729.00 | $32,625 (-) | $130,500 (-) Land $70,000 Building $60,500 |
| 2023 | $729.00 | $32,625 (-) | $130,500 (-) Land $70,000 Building $60,500 |
| 2022 | $729.00 | $32,625 | $130,500 Land $70,000 Building $60,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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