508 Prospect Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 508 Prospect Ct, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,471 sqft · built 1993
Lot Size0.381 acres (16,596 sqft)
OwnerIndividual Name on File
Tax Bill$5,121 (2025)
Deeds & MortgagesAug 2021 Refinance
APN0501001000840

Property Details

APN / Parcel Number

Primary APN0501001000840

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,471 sqft Living Area
1st Floor Area1,122 sqft
Upper Floors Area1,122 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,596 sqft (0.381 acres)
Lot Dimensions171 ft deep x 56 ft wide
Garage TypeAttached
Garage Area398 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area576 sqft
PorchOpen Porch
Porch Area217 sqft
Deck AreaDeck Area
Patio Area694 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address508 PROSPECT CT
CityCHESAPEAKE
StateVA
Zip23322-1729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description84 SCHOOLHOUSE CROSSING SEC 1
Legal SubdivisionSCHOOLHOUSE CROSSING, SHOOLHOUSE ROAD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21103

Owner

508 Prospect Ct is owned and occupied by an individual.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address508 PROSPECT CT, CHESAPEAKE, VA 23322-1729
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address508 PROSPECT CT, CHESAPEAKE, VA 23322-1729
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10423/1576
DateAug 10, 2021
Book Page10423/1576
Instrument210036320
Lender
NameHOMEFINITY
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueSep 1, 2031
Interest
Rate TypeFixed Rate
Rate2.13%

Tax Assessment & Valuation

The 2025 property tax bill for 508 Prospect Ct was $5,121.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$541,900 (+6.88%) Land $210,000 Building $331,900$541,900 (+6.88%) Land $210,000 Building $331,900
2025$5,121.00$507,000 Land $185,000 Building $322,000$507,000 Land $185,000 Building $322,000
2023$470,300 (+8.14%) Land $175,000 Building $295,300$470,300 (+8.14%) Land $175,000 Building $295,300
2022$434,900 Land $150,000 Building $284,900$434,900 Land $150,000 Building $284,900
2019$3,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 508 Prospect Ct; there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1994–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Prospect Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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