Chesapeake City property record for 504 Prospect Ct, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 1993 |
| Lot Size | 0.434 acres (18,905 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,470 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Dec 2020 Mortgage + 1 more |
| APN | 0501001000850 |
| Primary APN | 0501001000850 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,905 sqft (0.434 acres) |
| Lot Dimensions | 121 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 480 sqft |
| Porch | Slab |
| Porch Area | 252 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 504 PROSPECT CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 85 SCHOOLHOUSE CROSSING SEC 1 |
| Legal Subdivision | SCHOOLHOUSE CROSSING, SHOOLHOUSE ROAD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 504 PROSPECT CT, CHESAPEAKE, VA 23322-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC |
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage 3RD PARTY INDIVIDUAL |
| Oct 8, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2020 |
| Transfer Doc | 10233/1916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 504 PROSPECT CT, CHESAPEAKE, VA 23322-1729 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Title Company | STRATFORD TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 010500/397 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 10500/397 |
| Instrument | 210056864 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 504 PROSPECT CT, CHESAPEAKE, VA 23322-1729 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10274/756 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 10274/756 |
| Instrument | 200047363 |
| Name | 3RD PARTY INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 8, 2020 |
| Property Address | 504 PROSPECT CT, CHESAPEAKE, VA 23322-1729 |
| Document Number | 10233/1916 |
| Book / Page | 10233 / 1916 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 200037013 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 PROSPECT CT, CHESAPEAKE, VA 23322-1729 |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,470.00 (+6.45%) | $442,600 (+7.64%) Land $185,000 Building $257,600 | $442,600 (+7.64%) Land $185,000 Building $257,600 |
| 2024 | $4,199.00 (+27.75%) | ||
| 2023 | $411,200 (+9.04%) Land $175,000 Building $236,200 | $411,200 (+9.04%) Land $175,000 Building $236,200 | |
| 2022 | $377,100 Land $150,000 Building $227,100 | $377,100 Land $150,000 Building $227,100 | |
| 2019 | $3,287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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