508 Morgan St, Petoskey, MI 49770 Property Records

Emmet County property record for 508 Morgan St, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,128 sqft
Lot Size0.438 acres (19,090 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Feb 2021)
Tax Bill$5,187 (2024)
Deeds & MortgagesFeb 2021 Sale
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-06-328-003

Property Details

APN / Parcel Number

Primary APN52-19-06-328-003

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area1,128 sqft
Basement Area840 sqft
Unfinished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleRanch
Lot Area19,090 sqft (0.438 acres)
Lot Dimensions230 ft deep x 83.1 ft wide
Garage Area288 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address508 MORGAN ST
CityPETOSKEY
StateMI
Zip49770-2827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP R-1
Legal DescriptionPRIEBE ACRES LOT 25 & 32. SECTION 6, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionPRIEBE ACRES
Legal Lot Number25,32
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group3
Census Block3013
Census Tract970800

Owner

508 Morgan St is owned and occupied by an individual who bought it in February 2021.

Source: Emmet County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address508 MORGAN ST, PETOSKEY, MI 49770-2827
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Warranty Deed, Transfer
Jul 27, 2017Warranty Deed, Transfer · ARM
FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2021 · Amount on File
Deed SaleFeb 22, 2021 · Amount on File
Prior SaleJul 29, 2015 · Amount on File
Deed Document Number20215183241
Deed Book / Page1230 / 274
Prior Transfer DateDec 2, 2013
Prior Transfer Doc1162/519
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateFeb 22, 2021
Property Address508 MORGAN ST, PETOSKEY, MI 49770-2827
Document Number1230/274
Book / Page1230 / 274
Instrument DateFeb 17, 2021
Instrument5183241
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 MORGAN ST, PETOSKEY, MI 49770-2827

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJul 27, 2017
Property Address508 MORGAN ST, PETOSKEY, MI 49770-2827
Document Number1196/0546
Book / Page1196 / 0546
Instrument DateJul 24, 2017
Instrument5149422
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyCROSSROADS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1196/0547
DateJul 27, 2017
Book Page1196/0547
Instrument5149423
Lender
NameFCU
TypeCredit Union
AddressPETOSKEY, MI 49770
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueAug 3, 2047
Interest
Rate TypeAdjustable Rate
Rate4%
AdjustableAdjustable Rate Rider
Max Rate At Change8%
Margin4

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,400 Building $231,400$462,800 Building $462,800
2024$5,187.00
2023$145,200 Building $145,200$290,400 Building $290,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 508 Morgan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Morgan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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