Emmet County property record for 504 Morgan St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,096 sqft · built 1952 |
| Lot Size | 0.343 acres (14,962 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,241 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-328-005 |
| Primary APN | 52-19-06-328-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Basement Area | 1,096 sqft |
| Unfinished Basement | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 14,962 sqft (0.343 acres) |
| Garage Area | 348 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 504 MORGAN ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-1 |
| Legal Description | PRIEBE ACRES LOT 23 & THE W 77' OF LOT 34. SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | PRIEBE ACRES |
| Legal Lot Number | 23,34 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970800 |
504 Morgan St is owned and occupied by two individuals who acquired it in June 2022.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 MORGAN ST, PETOSKEY, MI 49770-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Mar 25, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2022 |
| Deed Sale | Mar 25, 2022 |
| Prior Sale | Jul 12, 2010 · Amount on File |
| Deed Document Number | 20225195754 |
| Deed Book / Page | 1242 / 781 |
| Last Transfer Date | Jun 6, 2022 |
| Transfer Doc | 001244/926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 21, 2022 |
| Property Address | 504 MORGAN ST, PETOSKEY, MI 49770-2827 |
| Document Number | 001244/926 |
| Book / Page | 1244 / 926 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 5197897 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 MORGAN ST, PETOSKEY, MI 49770-2827 |
| Document Number | 0005197898 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 5197898 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 25, 2022 |
| Property Address | 504 MORGAN ST, PETOSKEY, MI 49770-2827 |
| Document Number | 001242/781 |
| Book / Page | 1242 / 781 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 5195754 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 339 SUNSET RD, PETOSKEY, MI 49770-9259 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,500 (+29.12%) Land $211,500 | $423,000 (+29.12%) Land $423,000 | |
| 2025 | $163,800 Land $163,800 | $327,600 Land $327,600 | |
| 2024 | $4,241.00 | ||
| 2023 | $117,100 Land $117,100 | $234,200 Land $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 Morgan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 Morgan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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