508 Main St, Clutier, IA 52217 Property Records

Tama County property record for 508 Main St, Clutier, IA 52217

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,209 sqft · built 1900
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Apr 2021)
Tax Bill	$604 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12.18.454.003`

Property Details

APN / Parcel Number

Primary APN	`12.18.454.003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
Attic	Attic
Attic Area	429 sqft
Basement Area	780 sqft
Unfinished Basement	965 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	508 MAIN ST
City	CLUTIER
State	IA
Zip	52217-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 & N 1/2 LOT 7 BLK 2 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	2
Legal Lot Number	5-6
Jurisdiction	TAMA IA
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3016
Census Tract	290100

Owner

508 Main St is owned and occupied by an individual who bought it in April 2021.

Source: Tama County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	508 MAIN ST, CLUTIER, IA 52217-9740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Aug 5, 2011 · Amount on File
Deed Document Number	20211048
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	508 MAIN ST, CLUTIER, IA 52217-9740
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211050
Date	Apr 7, 2021
Instrument	2021-1050

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 5, 2031

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	508 MAIN ST, CLUTIER, IA 52217-9740
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211049
Date	Apr 7, 2021
Instrument	2021-1049

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.25%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 508 Main St was $604 with a homeowner's exemption, down 10.4% from the year before.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clutier City
County	Tama County
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$604.00 (-10.39%)	$61,460 Land $3,020 Building $58,440	$61,460 Land $3,020 Building $58,440
2024	$674.00
2023		$61,460 Land $3,020 Building $58,440	$61,460 Land $3,020 Building $58,440
2022	$870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 508 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLUTIER WATER SUPPLY serves 213 people · EPA ID IA8616052
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Farmers Cooperative Telephone Company DSL	50 / 25

May also be available: Nextlink, Verizon.

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