412 Main St, Clutier, IA 52217 Property Records

Tama County property record for 412 Main St, Clutier, IA 52217

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1915
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Feb 2024)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Feb 2024 Sale May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12.18.458.001`

Property Details

APN / Parcel Number

Primary APN	`12.18.458.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
Basement Area	724 sqft
Unfinished Basement	722 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	412 MAIN ST
City	CLUTIER
State	IA
Zip	52217-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 & & N 1/2 LOT 3 BLK 6 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	6
Legal Lot Number	1-2
Jurisdiction	TAMA IA
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3113
Census Tract	290100

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2967 275TH ST, CLUTIER, IA 52217-9725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Special Warranty Deed, Transfer
May 24, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL ACCEPTANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Aug 11, 2023 · Amount on Record
Deed Document Number	2024253
Prior Transfer Date	Aug 8, 2023
Prior Transfer Doc	0000001709
Record Updated	Oct 29, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Feb 1, 2024
Property Address	412 MAIN ST, CLUTIER, IA 52217-4704
Document Number	0020240253
Instrument Date	Jan 9, 2024
Instrument	2024-0253
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount Recorded
Tax	$59.20
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2967 275TH ST, CLUTIER, IA 52217-9725

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	May 24, 2019
Property Address	412 MAIN ST, CLUTIER, IA 52217-4704
Document Number	0020191025
Instrument Date	May 22, 2019
Instrument	2019-1025
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MAIN ST, CLUTIER, IA 52217-4704

Mortgage

Document Number	0020191026
Date	May 24, 2019
Instrument	2019-1026

Lender

Name	RESIDENTIAL ACCEPTANCE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clutier City
County	Tama County
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (-7.61%)	$82,480 (-1.28%) Land $3,020 Building $79,460	$82,480 (-1.28%) Land $3,020 Building $79,460
2024	$1,498.00 (+4%)	$83,550 (-) Land $3,020 Building $80,530
2023		$83,550 (+27.13%) Land $3,020 Building $80,530	$83,550 (+27.13%) Land $3,020 Building $80,530
2022	$1,070.00 (+12.28%)	$65,720 Land $3,020 Building $62,700	$65,720 Land $3,020 Building $62,700
2021	$953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLUTIER WATER SUPPLY serves 213 people · EPA ID IA8616052
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Farmers Cooperative Telephone Company DSL	50 / 25

May also be available: Nextlink, Verizon.

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