508 E Elm St, Sutton, NE 68979 Property Records

Clay County property record for 508 E Elm St, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 765 sqft · built 1900
Lot Size	0.147 acres (6,392 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (Aug 2025)
Tax Bill	$589 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77070-003-8758`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77070-003-8758`
Alternative APN	`000875800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	765 sqft Living Area
1st Floor Area	765 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,392 sqft (0.147 acres)
Lot Dimensions	140 ft deep x 45.7 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	508 E ELM ST
City	SUTTON
State	NE
Zip	68979-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 3 BLK 3 BREHMS ADD SUTTON CITY
Legal Subdivision	BREHMS ADD
Legal Block	3
Legal Lot Number	3
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3075
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	508 E ELM ST, SUTTON, NE 68979-2225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION BANK & TRUST CO
Aug 29, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	2025768
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Aug 1, 2025
Property Address	508 E ELM ST, SUTTON, NE 68979-2225
Document Number	0202500768
Instrument Date	Jul 31, 2025
Instrument	202500768
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CONSUMER FIRST TITLE LLC, CONSUMERS T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202500769
Date	Aug 1, 2025
Instrument	202500769

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2040

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Aug 29, 2017
Property Address	508 E ELM ST, SUTTON, NE 68979-2225
Document Number	000131/165
Book / Page	131 / 165
Instrument Date	Jul 29, 2017
Instrument	2017-00795
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000250/092
Date	Aug 29, 2017
Book Page	250/092
Instrument	2017-00796

Lender

Name	CORNERSTONE BANK
Type	Bank
Address	SUTTON, NE 68979

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,270 (+16.43%) Land $8,310 Building $38,960	$47,270 (+16.43%) Land $8,310 Building $38,960
2025	$589.00 (+8.07%)	$40,600 (+14.13%) Land $4,155 Building $36,445	$40,600 (+14.13%) Land $4,155 Building $36,445
2024	$545.00 (-17.92%)	$35,575 (-) Land $4,155 Building $31,420	$35,575 (-) Land $4,155 Building $31,420
2023	$664.00	$35,575 Land $4,155 Building $31,420	$35,575 Land $4,155 Building $31,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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