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508 Duncan Rd, Spring Lake, NC 28390 Property Records

Cumberland County property record for 508 Duncan Rd, Spring Lake, NC 28390

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,343 sqft · built 1990
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Oct 2025)
Tax Bill$2,836 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0501-47-8472

Property Details

APN / Parcel Number

Primary APN0501-47-8472
Alternative APN
  • 0501.10478472

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,343 sqft Heated Area
1st Floor Area1,343 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialCombination
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions135 ft deep x 152 ft wide
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area20 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address508 DUNCAN RD
CitySPRING LAKE
StateNC
Zip28390-3109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionMANCHESTER FOREST LO:314 SE:03 PL:0063-0063
Legal SubdivisionMANCHESTER FOREST
Legal Block47
Legal Lot Number314
JurisdictionCUMBERLAND NC
Township / Civil DivisionMANCHESTER
Census Block Group1
Census Block1005
Census Tract3501

Owner

508 Duncan Rd is owned and occupied by an individual who bought it in October 2025.

Source: Cumberland County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address508 DUNCAN RD, SPRING LAKE, NC 28390-3109
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Nov 16, 2023Warranty Deed, Transfer · Commercial Mortgage
CHARLOTTE METRO FCU
Sep 15, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2025 · Amount on File
Deed SaleOct 29, 2025 · Amount on File
Prior SaleNov 16, 2023 · Amount on File
Deed Document Number202534070
Deed Book / Page12365 / 75
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateOct 29, 2025
Property Address508 DUNCAN RD, SPRING LAKE, NC 28390-3109
Document Number0123650075
Book / Page12365 / 75
Map ReferenceMB 63 PG 63
Instrument DateOct 18, 2025
Instrument34070
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7900D STEVENS MILL RD, MATTHEWS, NC 28104-2929

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 DUNCAN RD, SPRING LAKE, NC 28390-3109

Mortgage

Document Number0000034071
DateOct 29, 2025
Instrument34071
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateNov 16, 2023
Property Address508 DUNCAN RD, SPRING LAKE, NC 28390-3109
Document Number0118580636
Book / Page11858 / 636
Map ReferenceMB 63 PG 63
Instrument DateSep 27, 2023
Instrument35627
Transaction TypeTransfer
Record UpdatedNov 24, 2023
Title CompanyMAGNOLIA TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3405 SPARTINA CT, RALEIGH, NC 27606-4844

Transferred To (Grantee/Buyer)

NameVerified Name
Address9711 DAVID TAYLOR DR # 11153, 11153, CHARLOTTE, NC 28262-2366

Mortgage

Document Number0118580638
DateNov 16, 2023
Book Page11858/638
Instrument35628
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
Address900 CENTRAL AVE, CHARLOTTE, NC 28204
Agreement
TypeCommercial Mortgage
AmountAmount on Record

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateSep 15, 2023
Property Address508 DUNCAN RD, SPRING LAKE, NC 28390-3109
Document Number0118210872
Book / Page11821 / 872
Map ReferenceMB 63 PG 63
Instrument DateSep 15, 2023
Instrument29326
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount on Record
Tax$192.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2924 CHERRYBARK DR, DURHAM, NC 27704-3969

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 SPARTINA CT, RALEIGH, NC 27606-4844
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 508 Duncan Rd was $2,836.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalitySpring Lake Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,836.00
2025$2,836.00 (+37.74%)$156,702 (+41.09%) Land $28,000 Building $128,702$156,702 (+41.09%) Land $28,000 Building $128,702
2024$2,059.00 (+10.58%)$111,064 (-) Land $15,000 Building $96,064$111,064 (-) Land $15,000 Building $96,064
2023$1,862.00$111,064 Land $15,000 Building $96,064$111,064 Land $15,000 Building $96,064
2022$1,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Duncan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Duncan Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRING LAKE
serves 11,725 people · EPA ID NC0326020
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
currently in violation since Sep 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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