Cumberland County property record for 506 Duncan Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,407 sqft · built 1991 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,000 (Feb 2019) |
| Tax Bill | $2,968 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2019 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-47-9429 |
| Primary APN | 0501-47-9429 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,407 sqft Heated Area |
| 1st Floor Area | 703 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 129 ft deep x 106 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 136 sqft |
| Patio Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 506 DUNCAN RD |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | MANCHESTER FOREST LO:313 SE:03 PL:0063-0063 |
| Legal Subdivision | MANCHESTER FOREST |
| Legal Block | 47 |
| Legal Lot Number | 313 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3501 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 506 DUNCAN RD, SPRING LAKE, NC 28390-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 26, 2019 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Oct 8, 2018 | Grant Deed, Transfer · Construction Mortgage TA WOMBLE PRIVATE EQUITY MGMT |
| Jun 25, 2018 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Jun 12, 2018 | Trustee's Deed ATTORNEY ONLY |
| May 16, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2019 · Amount on Record |
| Deed Sale | Feb 26, 2019 · Amount on Record |
| Prior Sale | Oct 8, 2018 |
| Deed Document Number | 20195161 |
| Deed Book / Page | 10453 / 185 |
| Prior Transfer Date | May 11, 2018 |
| Prior Transfer Doc | 0103050028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 506 DUNCAN RD, SPRING LAKE, NC 28390-3109 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 506 DUNCAN RD, SPRING LAKE, NC 28390-3109 |
| Document Number | 0119070879 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 11907/879 |
| Instrument | 4113 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Feb 26, 2019 |
| Property Address | 506 DUNCAN RD, SPRING LAKE, NC 28390-3109 |
| Document Number | 0104530185 |
| Book / Page | 10453 / 185 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 05161 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 DUNCAN RD, SPRING LAKE, NC 28390-3109 |
| Document Number | 5162 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 05162 |
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 8, 2018 |
| Property Address | 506 DUNCAN RD, SPRING LAKE, NC 28390-3109 |
| Document Number | 0103870272 |
| Book / Page | 010387 / 000272 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 29889 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 WINTERLOCKEN DR SANFORD NC 273308840, SANFORD, NC 27330-8840 |
| Document Number | 103870274 |
|---|---|
| Date | Oct 8, 2018 |
| Book Page | 010387/000274 |
| Instrument | 29890 |
| Name | TA WOMBLE PRIVATE EQUITY MGMT |
|---|---|
| Address | 315 W MCINTOSH ST, SANFORD, NC 27330-5643 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 7, 2019 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 25, 2018 |
| Property Address | 506 DUNCAN RD, SPRING LAKE, NC 28390-3109 |
| Document Number | 0103290274 |
| Book / Page | 010329 / 000274 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 18923 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 12, 2018 |
| Property Address | 506 DUNCAN RD, SPRING LAKE, NC 28390-3109 |
| Document Number | 0103210494 |
| Book / Page | 010321 / 000494 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 17470 |
| Record Updated | Jul 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $181.55 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 321 RESEARCH PKWY #303 MERIDEN CT 064508342, 303, MERIDEN, CT 06450-8342 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | May 16, 2018 |
| Property Address | 506 DUNCAN RD, SPRING LAKE, NC 28390-3109 |
| Document Number | 0103050028 |
| Book / Page | 010305 / 000028 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 14477 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $181.55 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 506 DUNCAN RD SPRING LAKE NC 283903109, SPRING LAKE, NC 28390-3109 |
| Investor | Possibly a Property Investor |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,968.00 | ||
| 2025 | $2,968.00 (+37.15%) | $154,252 (+47.31%) Land $28,000 Building $126,252 | $154,252 (+47.31%) Land $28,000 Building $126,252 |
| 2024 | $2,164.00 (+10.35%) | $104,715 (-) Land $15,000 Building $89,715 | $104,715 (-) Land $15,000 Building $89,715 |
| 2023 | $1,961.00 | $104,715 Land $15,000 Building $89,715 | $104,715 Land $15,000 Building $89,715 |
| 2022 | $1,961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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