508 Craig St, Covington, KY 41011 Property Records

Kenton County property record for 508 Craig St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,275 sqft · built 1873
Lot Size	0.052 acres (2,250 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2025)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-21-13-047.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-13-047.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,275 sqft Finished Area
Gross Area	1,455 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	508 CRAIG ST
City	COVINGTON
State	KY
Zip	41011-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON & RUSSELL BLK 22 LOT 6 25'X 90'
Legal Subdivision	JOHNSON & RUSSELL
Legal Phase	22
Legal Block	22
Legal Lot Number	6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2021
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	508 CRAIG ST, COVINGTON, KY 41011-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 25, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	202588
Deed Book / Page	370 / 124
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 21, 2025
Property Address	508 CRAIG ST, COVINGTON, KY 41011-1416
Document Number	0005900088
Book / Page	KC 370 / 124
Instrument Date	Oct 7, 2025
Instrument	25102105900088
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 REEDS GAP RD, NORTHFORD, CT 06472-1103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 CRAIG ST, COVINGTON, KY 41011-1415

Mortgage

Document Number	0005900089
Date	Oct 21, 2025
Instrument	25102105900089

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0005900090
Date	Oct 21, 2025
Book Page	KCM 698/446
Instrument	25102105900090

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 25, 2022
Property Address	508 CRAIG ST, COVINGTON, KY 41011-1416
Document Number	0005900004
Book / Page	155 / 514
Instrument Date	Mar 16, 2022
Instrument	22032505900004
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3241 COLE RD, 3241, NEW RICHMOND, OH 45157-9134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 CRAIG ST, COVINGTON, KY 41011-1416

Mortgage

Document Number	0005900005
Date	Mar 25, 2022
Instrument	22032505900005

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,000 (+17.24%) Land $15,000 Building $155,000	$170,000 (+17.24%) Land $15,000 Building $155,000
2025	$1,921.00 (+0.79%)	$145,000 (-) Land $15,000 Building $130,000	$145,000 (-) Land $15,000 Building $130,000
2024	$1,906.00 (-1.29%)	$145,000 (-) Land $15,000 Building $130,000	$145,000 (-) Land $15,000 Building $130,000
2023	$1,931.00	$145,000 Land $15,000 Building $130,000	$145,000 Land $15,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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