506 Craig St, Covington, KY 41011 Property Records

Kenton County property record for 506 Craig St, Covington, KY 41011

Property Summary

Property Type	Commercial Vacant Land
Details	2 ba · 1,716 sqft
Lot Size	0.052 acres (2,250 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Feb 2003)
Tax Bill	$66 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054-21-13-048.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-13-048.00`

Exterior

Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Location & Zoning

Street Address	506 CRAIG ST
City	COVINGTON
State	KY
Zip	41011-1416
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	JOHNSON & RUSSELL BLK 22 LOT 7 25'X 90'
Legal Subdivision	JOHNSON & RUSSELL
Legal Phase	22
Legal Block	22
Legal Lot Number	7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2021
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 176656, COVINGTON, KY 41017-6656
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2020	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK&TR
Sep 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2003 · Amount on Record
Deed Sale	Feb 13, 2003 · Amount on Record
Last Transfer Date	Aug 27, 2020
Transfer Doc	0005900020
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	506 CRAIG ST, COVINGTON, KY 41011-1416
Document Number	0000000022
Instrument Date	Aug 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	EXCEL TITLE SERVICES INC, EXCEL TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6179 KINGSGATE DR BURLINGTON KY 410058908, BURLINGTON, KY 41005-8908

Mortgage

Document Number	0000000022
Date	Sep 11, 2020
Book Page	000M96/000474
Instrument	22

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 10, 2030

Interest

Rate Type	Adjustable Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 11, 2020
Property Address	506 CRAIG ST, COVINGTON, KY 41011-1416
Document Number	0000000020
Book / Page	000042 / 000931
Instrument Date	Aug 22, 2020
Instrument	20
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 176656 COVINGTON KY 410176656, COVINGTON, KY 41017-6656

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,000 (+3%) Land $18,000 Building $2,000	$20,000 (+3%) Land $18,000 Building $2,000
2025	$66.00	$5,000 (-) Land $5,000	$5,000 (-) Land $5,000
2023	$66.00	$5,000 Land $5,000	$5,000 Land $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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