508 Cold Stream Ct, Roseville, CA 95747 Property Records

Placer County property record for 508 Cold Stream Ct, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,362 sqft · built 1995
Lot Size	0.209 acres (9,107 sqft)
Owner	Trust Name on File
Last Sale	$607,000 (Oct 2019)
Tax Bill	$6,964 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`478-070-066-000`

Property Details

APN / Parcel Number

Primary APN	`478-070-066-000`
Alternative APN	`478-070-066`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,362 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	9,107 sqft (0.209 acres)
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	478-070-066
Street Address	508 COLD STREAM CT
City	ROSEVILLE
State	CA
Zip	95747-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 SUN CITY RSVL VILLAGE 8 UNIT 1A IV S-62
Legal Subdivision	SUN CITY ROSEVILLE VILLAGE 8 UNIT 1A IV
Legal Lot Number	78
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	2
Census Block	2006
Census Tract	21039

Owner

508 Cold Stream Ct is owner-occupied and held in a trust since December 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	508 COLD STREAM CT, ROSEVILLE, CA 95747-8137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK INDEPENDENT MORTGAGE BROKER
Jan 6, 2022	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Oct 15, 2019	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Prior Sale	Nov 16, 1999 · Amount on File
Deed Document Number	201980375
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000001567
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	508 COLD STREAM CT, ROSEVILLE, CA 95747-8137
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032836
Date	Apr 13, 2020
Instrument	2020-0032836

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jan 6, 2022
Property Address	508 COLD STREAM CT, ROSEVILLE, CA 95747-8137
Document Number	0000001568
Map Reference	MB S PG 62
Instrument Date	Dec 29, 2021
Instrument	2022-0001568
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	508 COLD STREAM CT, ROSEVILLE, CA 95747-8137

Mortgage

Document Number	0000001569
Date	Jan 6, 2022
Instrument	2022-0001569

Lender

Name	NETWORK INDEPENDENT MORTGAGE BROKER
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jan 6, 2022
Property Address	508 COLD STREAM CT, ROSEVILLE, CA 95747-8137
Document Number	0000001567
Map Reference	MB S PG 62
Instrument Date	Dec 29, 2021
Instrument	2022-0001567
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	508 COB STEAM CT, ROSEVILLE, CA 95747

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 15, 2019
Property Address	508 COLD STREAM CT, ROSEVILLE, CA 95747-8137
Document Number	0000080375
Map Reference	MB S PG 62
Instrument Date	Oct 1, 2019
Instrument	2019-0080375
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	508 COLD STREAM CT, ROSEVILLE, CA 95747-8137

Mortgage

Document Number	0000080376
Date	Oct 15, 2019
Instrument	2019-0080376

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 508 Cold Stream Ct was $6,964 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Dry Creek Joint Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$677,113 (+2%) Land $145,014 Building $532,099
2025	$6,964.00 Homeowner's exemption	$663,837 Land $142,171 Building $521,666
2023	$6,794.00 (-0.21%) Homeowner's exemption	$638,061 Land $136,651 Building $501,410
2022	$6,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 508 Cold Stream Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Cold Stream Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, Succeed.Net, unWired Broadband, Zeta Broadband.

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