508 Borland Rd, Ray, OH 45672 Property Records

Jackson County property record for 508 Borland Rd, Ray, OH 45672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 2024
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Dec 1996)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`E080040005002`

Property Details

APN / Parcel Number

Primary APN	`E080040005002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Lot Area	261,360 sqft (6 acres)
Terrain	Rolling
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	750 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	508 BORLAND RD
City	RAY
State	OH
Zip	45672-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 OF NE1/4 OF SW1/3
Legal Range	00
Legal Township	00
Legal Section	14
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1039
Census Tract	957400

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 BORLAND RD, RAY, OH 45672-9667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Construction Mortgage THE VINTON COUNTY NATIONAL BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 26, 2014	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 23, 2022	Survivorship Deed, Transfer
Oct 24, 2014	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 1996 · Amount on Record
Deed Sale	Dec 3, 1996 · Amount on Record
Last Transfer Date	Oct 7, 2014
Transfer Doc	106/1533
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	508 BORLAND RD, RAY, OH 45672-9667
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	BEST TITLE AGENCY, BESTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00178/1810
Date	Apr 10, 2024
Book Page	178/1810
Instrument	202400981

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	46551

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	508 BORLAND RD, RAY, OH 45672-9667
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00151/2505
Date	Nov 23, 2020
Book Page	151/2505
Instrument	202000003737

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2035

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	508 BORLAND RD, RAY, OH 45672-9667
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00101/1833
Date	Feb 26, 2014
Book Page	101/1833
Instrument	201400000534

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Aug 1, 2028

February 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	JACKSON OH
Recording Date	Feb 23, 2022
Property Address	508 BORLAND RD, RAY, OH 45672-9667
Document Number	00162/1746
Book / Page	162 / 1746
Map Reference	VOL 295 PG 116
Instrument Date	Feb 22, 2022
Instrument	202200005220
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	508 BORLAND RD, RAY, OH 45672-9667

October 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OH
Recording Date	Oct 24, 2014
Property Address	508 BORLAND RD, RAY, OH 45672-9667
Document Number	00106/1528
Book / Page	106 / 1528
Instrument Date	Oct 7, 2014
Instrument	201400003324
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	506 BORLAND RD, RAY, OH 45672-9667
Investor	Possibly a Property Investor

Mortgage

Document Number	201400003325
Date	Oct 24, 2014
Instrument	201400003325

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Jackson Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,486.00 (+2,165.66%)	$98,930 (+2,244.31%) Land $9,350 Building $89,580	$282,650 (+2,243.7%) Land $26,700 Building $255,950
2023	$198.00 (+73.68%)	$4,220 (+75.83%) Land $4,150 Building $70
2022	$114.00	$2,400 Land $2,330 Building $70
2020			$12,060 Land $11,870 Building $190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1997–2011)
Claims Outside the SFHA	3 of 14
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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