506 Borland Rd, Ray, OH 45672 Property Records

Jackson County property record for 506 Borland Rd, Ray, OH 45672

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$22,000 (Dec 1996)
Tax Bill	$320 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E080040004902`

Property Details

APN / Parcel Number

Primary APN	`E080040004902`

Interior

Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	506 BORLAND RD
City	RAY
State	OH
Zip	45672-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 OF SE1/4 & NE1/4 OF SW1/4
Legal Range	00
Legal Township	00
Legal Section	14
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1039
Census Tract	957400

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	506 BORLAND RD, RAY, OH 45672-9667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 1996 · Amount on Record
Deed Sale	Dec 3, 1996 · Amount on Record
Last Transfer Date	Oct 7, 2014
Transfer Doc	106/1533
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	506 BORLAND RD, RAY, OH 45672-9667
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	159/2374
Date	Oct 22, 2021
Book Page	159/2374
Instrument	202100003797

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	506 BORLAND RD, RAY, OH 45672-9667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	151/2505
Date	Nov 23, 2020
Book Page	151/2505
Instrument	202000003737

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Jackson Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$320.00 (-3.32%)	$7,060 (-) Land $6,930 Building $130	$20,170 (-) Land $19,790 Building $380
2023	$331.00 (+71.5%)	$7,060 (+73.46%) Land $6,930 Building $130
2022	$193.00	$4,070 Land $3,890 Building $180
2020			$20,170 Land $19,790 Building $380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1997–2011)
Claims Outside the SFHA	3 of 14
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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