508 Bay St, Brookhaven, MS 39601 Property Records

Lincoln County property record for 508 Bay St, Brookhaven, MS 39601

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,597 sqft · built 1964
Lot Size	0.376 acres (16,400 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Apr 2020)
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B77-24-1-156`

Property Details

APN / Parcel Number

Primary APN	`B77-24-1-156`
Alternative APNs	`017680` `17680`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,597 sqft Adjusted Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,400 sqft (0.376 acres)
Lot Dimensions	164 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	17680
Street Address	508 BAY ST
City	BROOKHAVEN
State	MS
Zip	39601-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 RESURVEY BLOCK A VERNONDALE SUB PT I 0217
Legal Subdivision	RESURVEY BLOCK A VERNONDALE
Legal Block	A
Legal Lot Number	8
Jurisdiction	LINCOLN MS
Township / Civil Division	4
Census Block Group	2
Census Block	2050
Census Tract	950601

Owner

508 Bay St is owned and occupied by an individual who bought it in April 2020.

Source: Lincoln County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	508 BAY ST, BROOKHAVEN, MS 39601-4038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 15, 2020	Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK
Apr 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Deed Document Number	0001612415
Deed Book / Page	1612 / 415
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	508 BAY ST, BROOKHAVEN, MS 39601-4038
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020256113
Date	Nov 3, 2025
Instrument	20256113

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	508 BAY ST, BROOKHAVEN, MS 39601-4038
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01613/0766
Date	Apr 15, 2020
Book Page	1613/0766
Instrument	20201639

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MS
Recording Date	Apr 15, 2020
Property Address	508 BAY ST, BROOKHAVEN, MS 39601-4038
Document Number	01612/0415
Book / Page	1612 / 0415
Instrument Date	Apr 8, 2020
Instrument	20201638
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	372 HANLEY CT, 372, BRANDON, MS 39047-8121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 BAY ST, BROOKHAVEN, MS 39601-4038

Tax Assessment & Valuation

The 2025 property tax bill for 508 Bay St was $2,246 with a homeowner's exemption, up 23.3% from the year before.

Source: Lincoln County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lincoln County
Municipality	Brookhaven City
Unified School District	Brookhaven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,246.00 (+23.34%) Homeowner's exemption	$17,953 (+22.14%)	$179,530 (+22.14%) Land $34,680 Building $144,850
2024	$1,821.00 (-0.6%) Homeowner's exemption	$14,699 (-)	$146,990 (-) Land $34,680 Building $112,310
2023	$1,832.00 (-0.05%) Homeowner's exemption	$14,699 (-)	$146,990 (-) Land $34,680 Building $112,310
2022	$1,833.00 Homeowner's exemption	$14,699	$146,990 Land $34,680 Building $112,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 508 Bay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Bay St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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