Lincoln County property record for 405 Bay St, Brookhaven, MS 39601
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,013 sqft · built 1965 |
| Lot Size | 0.403 acres (17,592 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B77-24-1-150 |
| Primary APN | B77-24-1-150 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 3,013 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,592 sqft (0.403 acres) |
| Lot Dimensions | 155 ft deep x 113 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 17717 |
|---|---|
| Street Address | 405 BAY ST |
| City | BROOKHAVEN |
| State | MS |
| Zip | 39601-4035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 6/93 VERNONDALE SUB PART IV BLOCK C 0159 |
| Legal Subdivision | VERNONDALE PART |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 950601 |
405 Bay St is owned and occupied by an individual who acquired it in August 2025.
Source: Lincoln County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 405 BAY ST, BROOKHAVEN, MS 39601-4035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 |
| Deed Sale | Aug 19, 2025 |
| Prior Sale | Dec 18, 2023 |
| Deed Document Number | 20254676 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MS |
| Recording Date | Dec 18, 2023 |
| Property Address | 405 BAY ST, BROOKHAVEN, MS 39601-4035 |
| Document Number | 0020235900 |
| Map Reference | MB 3 PG 8 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 20235900 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 STONEYBROOK DR, BRANDON, MS 39042-3501 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 BAY ST, BROOKHAVEN, MS 39601-4035 |
| Document Number | 0020235901 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 20235901 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 405 Bay St was $2,790 with a homeowner's exemption, up 23% from the year before.
Source: Lincoln County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lincoln County |
| Municipality | Brookhaven City |
| Unified School District | Brookhaven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 (+23.02%) Homeowner's exemption | $21,791 (+29.96%) | $217,910 (+29.96%) Land $40,110 Building $177,800 |
| 2024 | $2,268.00 (-37.85%) Homeowner's exemption | $16,767 (-) | $167,670 (-) Land $38,970 Building $128,700 |
| 2023 | $3,649.00 (-0.03%) | $16,767 (-33.33%) | $167,670 (-) Land $38,970 Building $128,700 |
| 2022 | $3,650.00 | $25,151 | $167,670 Land $38,970 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Bay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Bay St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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