508 Baker Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 508 Baker Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1954
Lot Size	0.513 acres (22,350 sqft)
Owner	Individual Name on Record
Tax Bill	$2,372 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-02-454-007`

Property Details

APN / Parcel Number

Primary APN	`8914-02-454-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,350 sqft (0.513 acres)
Lot Dimensions	149 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	508 BAKER DR
City	CEDAR FALLS
State	IA
Zip	50613-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HILL ADDITION E 149 FT LOT 29
Legal Range	14W
Legal Township	89N
Legal Section	02
Legal Subdivision	OAK HILL ADDITION
Legal Lot Number	29
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2092
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	508 BAKER DR, CEDAR FALLS, IA 50613-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit CEDAR RAPIDS BANK & TRUST CO
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit CEDAR RAPIDS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	508 BAKER DR, CEDAR FALLS, IA 50613-1709
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100027504
Date	Jun 28, 2021
Instrument	202100027504

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	508 BAKER DR, CEDAR FALLS, IA 50613-1709
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015743
Date	Jan 26, 2021
Instrument	202100015743

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,372.00 (+7.52%) Homeowner's exemption	$183,500 (+14%) Land $55,270 Building $128,230	$183,500 (+14%) Land $55,270 Building $128,230
2024	$2,206.00 (-11.69%)
2023		$160,970 (+11.65%) Land $55,270 Building $105,700	$160,970 (+11.65%) Land $55,270 Building $105,700
2022	$2,498.00 Homeowner's exemption	$144,180 Land $55,270 Building $88,910
2021			$144,180 Land $55,270 Building $88,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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