Rowan County property record for 508 4th St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,063 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $83,000 (2019) |
| Tax Bill | $1,967.00 (2023) |
| Primary APN | 033 269 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,063 sqft Living Area |
| Gross Area | 1,898 sqft Gross Area |
| 1st Floor | 1,146 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 170 ft x 41 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 421 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 6118237 |
|---|---|
| Old Parcel Number | 033 269 |
| Street Address | 508 4TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT L 3 BLK 7 DR. JOHN WHITEHEAD'S ADDT. TO SPENCER |
| Legal Subdivision | DR. JOHN WHITEHEAD |
| Legal Block | 7 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 269
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 508 4TH ST, SPENCER, NC 28159-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 04, 2019 | Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2019 · Amount on Record |
| Deed Sale | Jun 04, 2019 · Amount on Record |
| Deed Doc Number | 0001328813 |
| Deed Book / Page | 1328 / 813 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 508 4TH ST, SPENCER, NC 28159-2222 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0014120810 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 1412/810 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SALISBURY, NC 28145 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 508 4TH ST, SPENCER, NC 28159-2222 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0013720885 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 1372/885 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 04, 2019 |
| Property Address | 508 4TH ST, SPENCER, NC 28159-2222 |
| Document Number | 0013280813 |
| Book / Page | 1328 / 0813 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | TIMIOS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 4TH ST, 508, SPENCER, NC 28159-2222 |
| Name | Verified Name |
|---|---|
| Address | 508 4TH ST, SPENCER, NC 28159-2222 |
| Document Number | 0013280814 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | 1328/0814 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2034 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,967.00 | $174,090 Land $19,000 Building $155,090 | $174,090 Land $19,000 Building $155,090 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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