Delta County property record for 508 20th St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,199 sqft · built 2005 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Jun 2016) |
| Tax Bill | $910 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jun 2016 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R017320 |
| Primary APN | R017320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,199 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R017320 |
|---|---|
| Street Address | 508 20TH ST |
| City | DELTA |
| State | CO |
| Zip | 81416-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 508 E 20TH ST DELTA 81416 S: 30 T: 15S R: 95W SUBDIVISION: EMERALD HILLS SUBDIVISION LOT: 2 TOTAL AC 0.13+- (N70.0, S70.0, E86.31, W85.78) LOT 2 EMERALD HILLS SUBD IN PT W2 SEC 30 T15S R95W 6PM BK 783 PG 183 PLAT BK 19 PGS 65 & 66 R-584268 R-589878 R |
| Legal Subdivision | EMERALD HILLS SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 965100 |
508 20th St is owned and occupied by an individual who bought it in June 2016.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 508 20TH ST, DELTA, CO 81416-8407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Jun 17, 2016 | Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Jun 2, 2010 | Warranty Deed, Transfer · FHA Mortgage AFFILIATED FINANCIAL GROUP LLC |
| Dec 14, 2009 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Apr 7, 2005 | Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA |
| Apr 7, 2005 | Warranty Deed, Transfer MERIDIAN LAND TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2016 · Amount on File |
| Deed Sale | Jun 17, 2016 · Amount on File |
| Prior Sale | Jun 2, 2010 · Amount on File |
| Deed Document Number | 2016688177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 508 20TH ST, DELTA, CO 81416-8407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000723276 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 723276 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | MONTROSE, CO 81401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 17, 2016 |
| Property Address | 508 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000688177 |
| Instrument Date | Jun 17, 2016 |
| Instrument | 688177 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $3.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 760 6600 RD, MONTROSE, CO 81401-8893 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 2, 2010 |
| Property Address | 508 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000643209 |
| Instrument Date | Jun 1, 2010 |
| Instrument | 643209 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 969, DELTA, CO 81416-0969 |
| Document Number | 0000643210 |
|---|---|
| Date | Jun 2, 2010 |
| Instrument | 643210 |
| Name | AFFILIATED FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2040 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 14, 2009 |
| Property Address | 508 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000639683 |
| Instrument Date | Dec 14, 2009 |
| Instrument | 639683 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13748 F RD, DELTA, CO 81416-9161 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 7, 2005 |
| Property Address | 508 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000589879 |
| Instrument Date | Mar 17, 2005 |
| Instrument | 589879 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | MERIDIAN LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.64 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1548 INDEPENDENT AVE # 4, 4, GRAND JUNCTION, CO 81505-7258 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 508 20TH ST, DELTA, CO 81416-8407 |
| Investor | Possibly a Property Investor |
| Document Number | 0000589880 |
|---|---|
| Date | Apr 7, 2005 |
| Instrument | 589880 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jul 1, 2008 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 7, 2005 |
| Property Address | 508 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000589878 |
| Instrument Date | Mar 17, 2005 |
| Instrument | 589878 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | MERIDIAN LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1548 INDEPENDENT AVE UNIT 4, 4, GRAND JUNCTION, CO 81505-7258 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 508 20th St was $910, down 21.6% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $910.00 (-21.55%) | $19,630 (+11.97%) Land $3,125 Building $16,505 | $314,072 Land $50,000 Building $264,072 |
| 2024 | $1,160.00 (+3.94%) | $17,532 (-) Land $2,768 Building $14,764 | |
| 2023 | $1,116.00 (+26.53%) | $17,532 (+28.2%) Land $2,768 Building $14,764 | $261,678 (+32.98%) Land $41,316 Building $220,362 |
| 2022 | $882.00 | $13,676 Land $2,189 Building $11,487 | $196,784 Land $31,500 Building $165,284 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 508 20th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 508 20th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures