Delta County property record for 504 20th St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,737 sqft · built 2004 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,770 (Jun 2013) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Jun 2013 Sale & Mortgage Jul 2005 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R017319 |
| Primary APN | R017319 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,737 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R017319 |
|---|---|
| Street Address | 504 20TH ST |
| City | DELTA |
| State | CO |
| Zip | 81416-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 504 E 20TH ST DELTA 81416 S: 30 T: 15S R: 95W SUBDIVISION: EMERALD HILLS SUBDIVISION LOT: 1 TOTAL AC 0.19+- (N81.95, S100.0, E85.78, W65.02+28.28) LOT 1 EMERALD HILLS SUBD IN PT W2 SEC 30 T15S R95W 6PM BK 783 PG 183 PLAT BK 19 PGS 65 & 66 R-593729 R- |
| Legal Subdivision | EMERALD HILLS SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 965100 |
504 20th St is owned by two individuals who bought it in June 2013.
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1215 HASTINGS ST, DELTA, CO 81416-2402 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2013 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Jul 21, 2005 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 21, 2005 | Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE, FAHTCO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2013 · Amount on File |
| Deed Sale | Jun 24, 2013 · Amount on File |
| Prior Sale | Jul 21, 2005 · Amount on File |
| Deed Document Number | 2013667467 |
| Prior Transfer Date | Jul 20, 2005 |
| Prior Transfer Doc | 0000593729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 24, 2013 |
| Property Address | 504 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000667467 |
| Map Reference | DOC510596 |
| Instrument Date | Jun 21, 2013 |
| Instrument | 667467 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 504 20TH ST, DELTA, CO 81416-8407 |
| Investor | Possibly a Property Investor |
| Document Number | 0000667468 |
|---|---|
| Date | Jun 24, 2013 |
| Instrument | 667468 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 21, 2005 |
| Property Address | 504 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000593729 |
| Instrument Date | Jul 20, 2005 |
| Instrument | 593729 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | FAHTCO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3032 I-70 BUSINESS LOOP, GRAND JUNCTION, CO 81504-5722 |
| Investor | Possibly a Property Investor |
| Document Number | 0000593731 |
|---|---|
| Date | Jul 21, 2005 |
| Instrument | 593731 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 21, 2005 |
| Property Address | 504 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000593730 |
| Instrument Date | Jul 20, 2005 |
| Instrument | 593730 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAHTCO |
| Amount | Amount on Record |
|---|---|
| Tax | $16.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 504 20TH ST, DELTA, CO 81416-8407 |
The 2025 property tax bill for 504 20th St was $1,652, up 19.9% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,652.00 (+19.88%) | $24,288 (+16.6%) Land $3,125 Building $21,163 | $388,607 Land $50,000 Building $338,607 |
| 2024 | $1,378.00 (+3.92%) | $20,831 (-) Land $2,846 Building $17,985 | |
| 2023 | $1,326.00 (+28.86%) | $20,831 (+30.6%) Land $2,846 Building $17,985 | $310,910 (+35.47%) Land $42,484 Building $268,426 |
| 2022 | $1,029.00 | $15,950 Land $2,189 Building $13,761 | $229,497 Land $31,500 Building $197,997 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 504 20th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 20th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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