5074 Gold Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5074 Gold Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,352 sqft · built 1974
Lot Size	0.255 acres (11,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Jul 2022)
Tax Bill	$8,926 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`122-320-03-00`

Property Details

APN / Parcel Number

Primary APN	`122-320-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	11,100 sqft (0.255 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5074 GOLD DR
City	OCEANSIDE
State	CA
Zip	92057-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 511 TR 007687
Legal Subdivision	MESA MARGARITA
Legal Tract	007687
Legal Block	2
Legal Lot Number	511
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18620

Owner

Source: San Diego County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 11, 2022	Grant Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 2, 2020	Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 4, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 14, 2019	Grant Deed, Transfer · VA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Oct 2, 2020
Deed Document Number	2022283601
Prior Transfer Date	Apr 14, 2003
Prior Transfer Doc	0000451966
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722

Mortgage

Document Number	0000060235
Date	Mar 11, 2024
Instrument	2024-0060235

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2064

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2022
Property Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722
Document Number	0000283601
Map Reference	MAP 7687
Instrument Date	Jun 27, 2022
Instrument	2022-0283601
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722

Mortgage

Document Number	0000283602
Date	Jul 11, 2022
Instrument	2022-0283602

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722

Mortgage

Document Number	0000549812
Date	Aug 2, 2021
Instrument	2021-0549812

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2020
Property Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722
Document Number	0000595858
Map Reference	MAP 7687
Instrument Date	Aug 19, 2020
Instrument	2020-0595858
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722

Mortgage

Document Number	0000595859
Date	Oct 2, 2020
Instrument	2020-0595859

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722
Document Number	0000579055
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5074 GOLD DR OCEANSIDE CA 920573722, OCEANSIDE, CA 92057-3722

Mortgage

Document Number	0000579055
Date	Dec 12, 2019
Instrument	579055

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2019
Property Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722
Document Number	0000014007
Map Reference	MAP 7687
Instrument Date	Dec 20, 2018
Instrument	2019-0014007
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5074 GOLD DR, OCEANSIDE, CA 92057-3722

Mortgage

Document Number	0000014008
Date	Jan 14, 2019
Instrument	2019-0014008

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,129 (+2%) Land $645,305 Building $171,824
2025	$8,926.00 (+8.47%) Homeowner's exemption	$801,107 (+7.24%) Land $632,652 Building $168,455
2023	$8,229.00 (+44.12%) Homeowner's exemption	$747,000 Land $589,000 Building $158,000
2022	$5,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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