50781 Holly Point Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 50781 Holly Point Rd, Dameron, MD 20628

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,656 sqft · built 1956
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2017)
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-016903`

Property Details

APN / Parcel Number

Primary APN	`01-016903`
Alternative APNs	`1016903` `016903`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016903
Street Address	50781 HOLLY POINT RD
City	DAMERON
State	MD
Zip	20628-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	14,810 SF R/S HOLLY POINT RD POINT NO PT
Legal Lot Number	8
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	2
Census Block	2004
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8701 NORMAL SCHOOL RD, BOWIE, MD 20715-3337
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 13, 2017	Deed, Transfer LAKESIDE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Prior Sale	Mar 26, 1985 · Amount on Record
Deed Document Number	20174684-459
Deed Book / Page	4684 / 459
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	50781 HOLLY POINT RD, DAMERON, MD 20628-3312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50781 HOLLY POINT RD, DAMERON, MD 20628-3312

Mortgage

Document Number	0054530026
Date	Sep 4, 2020
Book Page	5453/26

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 13, 2017
Property Address	50781 HOLLY POINT RD, DAMERON, MD 20628-3312
Document Number	0046840459
Book / Page	4684 / 459
Instrument Date	Jun 16, 2017
Instrument	4684-459
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	50781 HOLLY POINT RD, DAMERON, MD 20628-3312

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,400 (+20.42%) Land $271,800 Building $102,600	$374,400 (+20.42%) Land $271,800 Building $102,600
2025	$3,876.00 (+15.19%)
2023	$3,365.00	$310,900 Land $233,500 Building $77,400	$310,900 Land $233,500 Building $77,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	27 (1996–2021)
Claims Outside the SFHA	19 of 27
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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