St. Mary's County property record for 50705 Holly Point Rd, Dameron, MD 20628
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,402 sqft · built 2008 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $387,000 (Jun 2018) |
| Tax Bill | $10,574 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-004522 |
| Primary APN | 01-004522 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,402 sqft Total Area |
| Basement Area | 1,908 sqft |
| Finished Basement | 1,908 sqft |
| Elevator | Elevator |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 31,363 sqft (0.72 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 228 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 004522 |
|---|---|
| Street Address | 50705 HOLLY POINT RD |
| City | DAMERON |
| State | MD |
| Zip | 20628-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 31,363 SQ FT POINT NO POINT CHESAPEAKE BAY |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 815 LAMOKA DR, ODENTON, MD 21113-3663 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 27, 2018 | Deed, Transfer · Conventional Mortgage HOWARD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on Record |
| Deed Sale | Jun 27, 2018 · Amount on Record |
| Prior Sale | Sep 10, 1998 · Amount on Record |
| Deed Book / Page | 4896 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 50705 HOLLY POINT RD, DAMERON, MD 20628-3312 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0057940204 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 5794/204 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jun 27, 2018 |
| Property Address | 50705 HOLLY POINT RD, DAMERON, MD 20628-3312 |
| Document Number | 0048960076 |
| Book / Page | 4896 / 076 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,805.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 50705 HOLLY POINT RD, DAMERON, MD 20628-3312 |
| Investor | Possibly a Property Investor |
| Document Number | 0000489681 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 4896/81 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2033 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668,200 (+30.33%) Land $334,200 Building $334,000 | $668,200 (+30.33%) Land $334,200 Building $334,000 | |
| 2025 | $10,574.00 (+12.75%) | ||
| 2023 | $9,378.00 | $512,700 Land $284,200 Building $228,500 | $512,700 Land $284,200 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Claims Outside the SFHA | 19 of 27 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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