5078 Gracious Dr, Franklin, TN 37064 Property Records

Williamson County property record for 5078 Gracious Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	1,631 sqft · built 2019
Lot Size	0.09 acres (3,930 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Jan 2025)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089M F 01200`

Property Details

APN / Parcel Number

Primary APN	`094089M F 01200`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,631 sqft Living Area

Exterior

Year Built	Built 2019
Roof Material	Asphalt
Lot Area	3,930 sqft
Lot Dimensions	110 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	284 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	5078 GRACIOUS DR
City	FRANKLIN
State	TN
Zip	37064-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD SIMMONS RIDGE SEC4 PB 69 PG 118 LOT 0084
Legal Subdivision	SIMMONS RIDGE
Legal Lot Number	84
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2027
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5078 GRACIOUS DR, FRANKLIN, TN 37064-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 31, 2019	Special Warranty Deed, Transfer · FHA Mortgage FRANKLIN SYNERGY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	25000248
Deed Book / Page	9640 / 70
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 12, 2022
Property Address	5078 GRACIOUS DR, FRANKLIN, TN 37064-1014
Document Number	0089990197
Book / Page	8999 / 197
Map Reference	MB P69 PG 118
Instrument Date	May 4, 2022
Instrument	22021922
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,084.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5078 GRACIOUS DR, FRANKLIN, TN 37064-1014

Mortgage

Document Number	0022021923
Date	May 12, 2022
Instrument	22021923

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	5078 GRACIOUS DR, FRANKLIN, TN 37064-1014
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084840798
Date	Mar 25, 2021
Book Page	8484/798
Instrument	21018431

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 31, 2019
Property Address	5078 GRACIOUS DR, FRANKLIN, TN 37064-1014
Document Number	0076380778
Book / Page	7638 / 0778
Map Reference	MB P69 PG 118
Instrument Date	May 31, 2019
Instrument	19019686
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,179.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5078 GRACIOUS DR, FRANKLIN, TN 37064-1014

Mortgage

Document Number	0019019687
Date	May 31, 2019
Instrument	19019687

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,975.00 (-44.05%)	$126,125 (+54.09%) Land $30,000 Building $96,125	$504,500 (+54.09%) Land $120,000 Building $384,500
2024	$3,530.00 (+1%)
2023	$1,765.00	$81,850 (-) Land $17,500 Building $64,350	$327,400 (-) Land $70,000 Building $257,400
2022	$1,765.00	$81,850 Land $17,500 Building $64,350	$327,400 Land $70,000 Building $257,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2010–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: Verizon.

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