5048 Gracious Dr, Franklin, TN 37064 Property Records

Williamson County property record for 5048 Gracious Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	1,631 sqft · built 2019
Lot Size	0.068 acres (2,977 sqft)
Owner	Individual Name on Record
Last Sale	$499,900 (Nov 2024)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089M F 00700`

Property Details

APN / Parcel Number

Primary APN	`094089M F 00700`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,631 sqft Living Area

Exterior

Year Built	Built 2019
Roof Material	Asphalt
Lot Area	2,977 sqft
Lot Dimensions	114 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	284 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	5048 GRACIOUS DR
City	FRANKLIN
State	TN
Zip	37064-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD SIMMONS RIDGE SEC4 PB 69 PG 118 LOT 0079
Legal Subdivision	SIMMONS RIDGE
Legal Lot Number	79
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2027
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5048 GRACIOUS DR, FRANKLIN, TN 37064-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 3, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	24034891
Deed Book / Page	9611 / 545
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	5048 GRACIOUS DR, FRANKLIN, TN 37064-1014
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	FIDELITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086990753
Date	Aug 27, 2021
Book Page	8699/753
Instrument	21051466

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	5048 GRACIOUS DR, FRANKLIN, TN 37064-1014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081270641
Date	Aug 6, 2020
Book Page	8127/641
Instrument	20041184

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 3, 2019
Property Address	5048 GRACIOUS DR, FRANKLIN, TN 37064-1014
Document Number	0076390585
Book / Page	007639 / 000585
Instrument Date	May 31, 2019
Instrument	19800
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5048 GRACIOUS DR FRANKLIN TN 37064, FRANKLIN, TN 37064

Mortgage

Document Number	76390589
Date	Jun 3, 2019
Book Page	007639/000589
Instrument	19801

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,975.00 (-44.05%)	$126,125 (+54.09%) Land $30,000 Building $96,125	$504,500 (+54.09%) Land $120,000 Building $384,500
2024	$3,530.00 (+1%)
2023	$1,765.00	$81,850 (-) Land $17,500 Building $64,350	$327,400 (-) Land $70,000 Building $257,400
2022	$1,765.00	$81,850 Land $17,500 Building $64,350	$327,400 Land $70,000 Building $257,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2010–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: Verizon.

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