Clermont County property record for 5076 Palermo Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,942 sqft · built 1994 |
| Lot Size | 0.625 acres (27,225 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $730,000 (Jul 2025) |
| Tax Bill | $10,971 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-10F-115 |
| Primary APN | 39-31-10F-115 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,942 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Basement Area | 1,315 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 515 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 27,225 sqft (0.625 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 345 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 750 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 21 sqft |
| Deck Area | 316 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5076 PALERMO RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLO FIELDS 3; LOT 127 |
| Legal Subdivision | POLO FIELDS SUB PART 3 |
| Legal Lot Number | 127 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 41406 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5076 PALMERO RD, MILFORD, OH 45150 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 23, 2026 | Intrafamily Transfer, Transfer |
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| May 30, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Prior Sale | Jul 24, 2015 · Amount on Record |
| Deed Document Number | 202513582 |
| Deed Book / Page | 2997 / 3816 |
| Prior Transfer Date | Jan 2, 2025 |
| Prior Transfer Doc | 0000001273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 23, 2026 |
| Property Address | 5076 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Document Number | 0000006215 |
| Book / Page | 3018 / 2220 |
| Map Reference | MB 2997 PG 3816 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202600006215 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5076 PALMERO ROAD, MILFORD, OH 45150 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5076 PALMERO ROAD, MILFORD, OH 45150 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5076 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 5076 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Document Number | 0000019572 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 3003/2672 |
| Instrument | 202500019572 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5076 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027743 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 2854/3161 |
| Instrument | 202000027743 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 30, 2018 |
| Property Address | 5076 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Document Number | 0000011900 |
| Book / Page | 002772 / 001610 |
| Instrument Date | May 22, 2018 |
| Instrument | 11900 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5076 PALERMO RD CINCINNATI OH 452441064, CINCINNATI, OH 45244-1064 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,971.00 (-1.71%) | $244,800 (-) Land $27,410 Building $217,390 | |
| 2024 | $11,162.00 (-62.25%) Homeowner's exemption | $244,800 (-) Land $27,410 Building $217,390 | $699,400 (-) Land $78,300 Building $621,100 |
| 2023 | $29,571.00 (+174.59%) Homeowner's exemption | $244,800 (+37.84%) Land $27,410 Building $217,390 | $699,400 (+37.84%) Land $78,300 Building $621,100 |
| 2022 | $10,769.00 Homeowner's exemption | $177,600 Land $19,780 Building $157,820 | |
| 2020 | $507,400 Land $56,500 Building $450,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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