Clermont County property record for 5072 Palermo Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,186 sqft · built 1994 |
| Lot Size | 0.772 acres (33,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $715,000 (Mar 2025) |
| Tax Bill | $10,497 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-10F-116 |
| Primary APN | 39-31-10F-116 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,186 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Attic | Attic |
| Attic Area | 264 sqft |
| Basement Area | 1,492 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 33,628 sqft (0.772 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 12 sqft |
| Deck Area | 612 sqft |
| Patio Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5072 PALERMO RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLO FIELDS 3; LOT 128 |
| Legal Subdivision | POLO FIELDS SUB PART 3 |
| Legal Lot Number | 128 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 41406 |
Source: Clermont County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5072 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 6, 2020 | Deed of Trust, Mortgage · Line of Credit PARK NATL BANK OF SW OHIO & N KENTUCKY |
| Jan 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK NATL BANK OF SW OHIO & N KENTUCKY |
| May 14, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | Oct 7, 2004 · Amount on Record |
| Deed Document Number | 20253815 |
| Deed Book / Page | 2988 / 856 |
| Prior Transfer Date | May 11, 2018 |
| Prior Transfer Doc | 0000010610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 27, 2026 |
| Property Address | 5072 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Document Number | 0000011754 |
| Book / Page | 3024 / 558 |
| Instrument Date | May 21, 2026 |
| Instrument | 202611754 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLDE STONE TITLE, OLD TOWN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5072 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011754, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 3024/558 |
| Instrument | 202611754 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5072 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005743 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 2832/2418 |
| Instrument | 202000005743 |
| Name | PARK NATL BANK OF SW OHIO & N KENTUCKY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 16, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5072 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TTAI |
| Name | Verified Name |
|---|
| Document Number | 0000002286 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 2829/1368 |
| Instrument | 202000002286 |
| Name | PARK NATL BANK OF SW OHIO & N KENTUCKY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 14, 2018 |
| Property Address | 5072 PALERMO RD, CINCINNATI, OH 45244-1064 |
| Document Number | 0000010610 |
| Book / Page | 002770 / 000027 |
| Instrument Date | May 11, 2018 |
| Instrument | 10610 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5072 PALERMO RD CINCINNATI OH 452441064, CINCINNATI, OH 45244-1064 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,497.00 (-62.9%) | $234,230 (-) Land $27,410 Building $206,820 | |
| 2024 | $669,200 (-) Land $78,300 Building $590,900 | ||
| 2023 | $28,295.00 (+174.74%) Homeowner's exemption | $234,230 (+37.9%) Land $27,410 Building $206,820 | $669,200 (+37.89%) Land $78,300 Building $590,900 |
| 2022 | $10,299.00 Homeowner's exemption | $169,860 Land $19,780 Building $150,080 | |
| 2020 | $485,300 Land $56,500 Building $428,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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